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Income Statement (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Revenues:      
Insurance premiums and other considerations $ 48,216,327 $ 48,457,405 $ 38,509,198
Net investment income 23,250,154 20,010,704 18,615,984
Net mortuary and cemetery sales 10,864,497 10,761,469 11,520,369
Realized gains on investments and other assets 1,424,510 2,464,353 1,615,418
Other than temporary impairments (1,207,632) (840,735) (673,981)
Mortgage fee income 150,553,261 77,605,105 97,342,215
Other income 1,159,052 1,108,969 1,581,115
Total revenues 234,260,169 159,567,270 168,510,318
Benefits and expenses:      
Death benefits 22,277,037 22,184,112 19,350,176
Surrenders and other policy benefits 1,969,051 1,761,608 1,575,812
Increase in future policy benefits 21,435,191 22,258,241 17,020,086
Amortization of deferred policy and pre-need acquisition costs and value of business acquired 5,449,429 5,769,348 4,431,076
Commissions 83,840,427 47,514,804 58,439,664
Salaries 28,889,112 23,531,407 26,406,153
Provision for loan losses and loss reserve 4,239,418 2,070,399 5,404,645
Costs related to funding mortgage loans 6,931,045 4,240,377 6,044,020
Other expenses 32,409,918 25,156,515 25,923,413
Interest expense 3,744,293 1,961,249 2,778,920
Cost of goods and services sold - mortuaries and cemeteries 1,723,955 1,882,657 2,225,773
Total benefits and expenses 212,908,876 158,330,717 169,599,738
Earnings (loss) before income taxes 21,351,293 1,236,553 (1,089,420)
Income tax benefit (expense) (4,638,775) 62,205 658,796
Net earnings (loss) $ 16,712,518 $ 1,298,758 $ (430,624)
Net earnings (loss) per Class A equivalent common share (1) $ 1.65 $ 0.13 $ (0.04)
Net earnings (loss) per Class A equivalent common share - assuming dilution(1) $ 1.57 $ 0.13 $ (0.04)
Weighted average Class A equivalent common shares outstanding (1) 10,134,728 9,893,962 9,688,067
Weighted average Class A equivalent common shares outstanding-assuming dilution (1) 10,678,294 10,001,909 9,688,067