17) Accumulated Other Comprehensive Income: Schedule of Changes in accumulated other comprehensive income (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Accumulated other comprehensive income, Unrealized gains (losses) on Available for Sale Securities	$ (28,700)	$ (1,698,175)
Reclassification adjustment for net realized gains in net income	386,328	472,038
Net unrealized gains (losses) before taxes	357,628	(1,226,137)
Tax (expense) benefit	70,120	150,999
Net Unrealized Gain (Loss)	427,748	(1,075,138)
Net Potential unrealized gains (losses) for derivative mortgage loans before taxes	24,240	(1,279)
Potential Tax Expense Benefit	(8,242)	435
Net Unrealized Gain (Loss) including Derivatie Bank Loans and Tax benefit	15,998	(844)
Potential unrealized gains (losses) for derivative mortgage loans before taxes	1,266,924	821,483
Tax (expense) benefit on Derivative Mortgage Loans	(430,754)	(279,304)
Net Unrealized Gain (Loss) including Derivatie Bank Loans, Mortgage Loans and Tax Benefits	836,170	542,179
Other comprehensive income changes	$ 1,279,916	$ (533,803)