12) Reinsurance, Commitments and Contingencies (Details) (USD $)	0 Months Ended		3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011	Dec. 31, 2011
Amounts accrued for loan losses			$ 1,703,000	$ 384,000	$ 3,238,000	$ 1,220,000
Funds reserved and accrued to settle investor related claims	5,155,000		5,155,000		5,155,000		2,338,000
Deduction from Purchase Proceeds		315,534	502,396		1,371,966	530,329
Amounts deducted by Wells Fargo	192,441	25,171			367,639	37,540
Commitments to fund new residential construction loans	5,157,000		5,157,000		5,157,000
Commitments to fund new residential construction loans funded	3,995,000		3,995,000		3,995,000
Wells Fargo
Initial Settlement Amount Paid			4,300,000
North America Life Insurance Company
Ceding commission paid			3,525,875
Assets transferred			15,703,641
Statutory reserves transferred			19,229,516
Assets transferred, cash			12,990,444
Assets transferred, Policy loans			8,997
Assets transferred, promissory notes			$ 2,704,200