Statement of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net cash provided by operating activities	$ 34,508,526	$ 18,747,200
Cash flows from investing activities:
Purchase-fixed maturity securities	(10,022,393)	(46,815,511)
Calls and maturities - fixed maturity securities	6,721,257	10,003,703
Purchase - equity securities	(1,077,129)	(4,531,858)
Sales - equity securities	2,318,410	3,961,997
Purchase of short-term investments	(11,921,131)	(47,770,901)
Sales of short-term investments	10,604,937	46,348,579
Purchase of restricted assets	(511,969)	(214,064)
Changes in assets for perpetual care trusts	(196,621)	(198,090)
Amount received for perpetual care trusts	107,979	72,463
Mortgage, policy, and other loans made	(87,585,273)	(98,585,760)
Payments received for mortgage, policy and other loans	104,728,438	78,249,928
Purchase of property and equipment	(1,880,302)	(474,301)
Disposal of property and equipment	14,769	2,295,329
Purchase of real estate	(81,095)	(416,580)
Sale of real estate	401,443	4,255,993
Cash received for reinsurance with North America Life		12,990,444
Cash paid for purchase of subsidiaries, net of cash received	(180,591)
Net cash provided by (used in) investing activities	11,440,729	(40,828,629)
Cash flows from financing activities:
Annuity contract receipts	6,713,474	6,096,392
Annuity contract withdrawals	(10,257,481)	(10,603,426)
Repayment of bank loans on notes and contracts	(1,069,127)	(1,580,448)
Proceeds from borrowing on bank loans	152,460	3,615,085
Change in line of credit borrowings	(1,400,000)	8,000,000
Net cash provided by (used in) financing activities	(5,860,674)	5,527,603
Net change in cash and cash equivalents	40,088,581	(16,553,826)
Cash and cash equivalents at beginning of period	17,083,604	39,556,503
Cash and cash equivalents at end of period	57,172,185	23,002,677
Mortgage loans foreclosed into real estate	$ 15,200,527	$ 7,680,063