3) Investments: Schedule of loan loss reserve which is included in other liabilities and accrued expenses (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011	Dec. 31, 2010
Loan loss reserve, balance at start of period	$ 5,154,881	$ 2,337,875	$ 5,899,025
Loan loss reserve, Provisions for losses	3,237,928	1,667,805
Loan loss reserve, Charge-offs	(420,922)	(5,228,955)
Loan loss reserve, balance at end of period	$ 5,154,881	$ 2,337,875	$ 5,899,025