3) Investments: Schedule of Impaired Mortgage Loans (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2012	Dec. 31, 2011
Commercial Loan
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 887,206	$ 3,811,735
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	887,206	3,811,735
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	887,206	3,811,735
Residential Mortgage
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	5,329,240	4,611,995
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	9,307,643	10,112,335
Impaired Financing Receivable, Related Allowance	866,394	738,975
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	9,307,643	10,112,335
Residential Construction
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,559,358	5,955,516
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,534,116	5,955,516
Impaired Financing Receivable, Related Allowance	23,557	250,524
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	$ 2,534,116	$ 5,955,516