3) Investments: Schedule of Allowance for loan losses as a contra-asset account (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2012	Dec. 31, 2011
Financing Receivable, Allowance for Credit Losses, Beginning Balance	$ 4,881,173	$ 7,070,442
Allowance for credit losses, Charge-offs	(855,013)	(3,424,989)
Allowance for credit losses, Provision	237,215	1,235,720
Financing Receivable, Allowance for Credit Losses, Ending Balance	4,263,375	4,881,173
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	889,951	989,499
Financing Receivable, Individually Evaluated for Impairment	7,650,250	13,016,095
Mortgage loans	88,132,012	120,037,140
Financing Receivable, Collectively Evaluated for Impairment	80,481,762	107,021,045
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment		3,891,674
Commercial Loan
Financing Receivable, Individually Evaluated for Impairment	761,652	2,758,235
Mortgage loans	32,408,903	48,433,147
Financing Receivable, Collectively Evaluated for Impairment	31,647,251	45,674,912
Residential Mortgage
Financing Receivable, Allowance for Credit Losses, Beginning Balance	4,338,805	6,212,072
Allowance for credit losses, Charge-offs	(364,127)	(2,994,715)
Allowance for credit losses, Provision	237,215	1,121,448
Financing Receivable, Allowance for Credit Losses, Ending Balance	4,211,893	4,338,805
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	866,394	738,975
Financing Receivable, Individually Evaluated for Impairment	5,329,240	4,611,995
Mortgage loans	50,133,436	54,344,327
Financing Receivable, Collectively Evaluated for Impairment	44,804,196	49,732,332
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment		3,599,830
Residential Construction
Financing Receivable, Allowance for Credit Losses, Beginning Balance	542,368	858,370
Allowance for credit losses, Charge-offs	(490,886)	(430,274)
Allowance for credit losses, Provision		114,272
Financing Receivable, Allowance for Credit Losses, Ending Balance	51,482	542,368
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	23,557	250,524
Financing Receivable, Individually Evaluated for Impairment	1,559,358	5,645,865
Mortgage loans	5,589,673	17,259,666
Financing Receivable, Collectively Evaluated for Impairment	4,030,315	11,613,801
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment		$ 291,844