3) Investments: Schedule of Unrealized Loss on Investments (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Held-to-maturity Securities, Unrecognized Holding Loss	$ 767,746	$ 2,767,402
Held-to-maturity Securities, Fair Value	11,792,290	28,012,425
Available-for-sale Securities, Fair Value Disclosure	3,029,166	3,417,611
US States and Political Subdivisions Debt Securities
Held-to-maturity Securities, Unrecognized Holding Loss	6,119	13,156
Corporate Debt Securities
Held-to-maturity Securities, Unrecognized Holding Loss	648,386	2,268,146
Collateralized Mortgage Backed Securities
Held-to-maturity Securities, Unrecognized Holding Loss	111,241	356,900
Redeemable Preferred Stock
Held-to-maturity Securities, Unrecognized Holding Loss	2,000	129,200
Nonredeemable Preferred Stock
Available-for-sale Securities, Gross Unrealized Loss	1,100	1,843
Industrial, miscellaneous and all other equity securities
Available-for-sale Securities, Gross Unrealized Loss	1,250,016	1,333,424
Equity Securities
Available-for-sale Securities, Gross Unrealized Loss	1,251,116	1,335,267
Less than 12 months
Held-to-maturity Securities, Unrecognized Holding Loss	129,509	1,706,324
No. of Investment Positions	23	51
Held-to-maturity Securities, Fair Value	4,701,177	24,249,533
Available-for-sale Securities, Fair Value Disclosure	1,390,452	2,857,082
Less than 12 months \| Corporate Debt Securities
Held-to-maturity Securities, Unrecognized Holding Loss	129,509	1,544,224
No. of Investment Positions	23	47
Less than 12 months \| Collateralized Mortgage Backed Securities
Held-to-maturity Securities, Unrecognized Holding Loss		161,300
No. of Investment Positions		3
Less than 12 months \| Redeemable Preferred Stock
Held-to-maturity Securities, Unrecognized Holding Loss		800
No. of Investment Positions		1
Less than 12 months \| Industrial, miscellaneous and all other equity securities
No. of Investment Positions	36	79
Available-for-sale Securities, Gross Unrealized Loss	148,049	955,400
Less than 12 months \| Equity Securities
No. of Investment Positions	36	79
Available-for-sale Securities, Gross Unrealized Loss	148,049	955,400
More than 12 months
Held-to-maturity Securities, Unrecognized Holding Loss	638,237	1,061,078
No. of Investment Positions	18	16
Held-to-maturity Securities, Fair Value	7,091,113	3,762,892
Available-for-sale Securities, Fair Value Disclosure	1,638,714	560,529
More than 12 months \| US States and Political Subdivisions Debt Securities
Held-to-maturity Securities, Unrecognized Holding Loss	6,119	13,156
No. of Investment Positions	2	2
More than 12 months \| Corporate Debt Securities
Held-to-maturity Securities, Unrecognized Holding Loss	518,877	723,922
No. of Investment Positions	11	12
More than 12 months \| Collateralized Mortgage Backed Securities
Held-to-maturity Securities, Unrecognized Holding Loss	111,241	195,600
No. of Investment Positions	4	1
More than 12 months \| Redeemable Preferred Stock
Held-to-maturity Securities, Unrecognized Holding Loss		128,400
No. of Investment Positions		1
More than 12 months \| Nonredeemable Preferred Stock
No. of Investment Positions	1	2
Available-for-sale Securities, Gross Unrealized Loss	1,100	1,843
More than 12 months \| Industrial, miscellaneous and all other equity securities
No. of Investment Positions	50	14
Available-for-sale Securities, Gross Unrealized Loss	1,101,967	378,024
More than 12 months \| Equity Securities
No. of Investment Positions	51	16
Available-for-sale Securities, Gross Unrealized Loss	$ 1,103,067	$ 379,867

This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.

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- Definition

As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.

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