3) Investments: Available-for-sale Securities (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Available-for-sale Securities, Amortized Cost Basis	$ 6,316,218
AvailableForSaleSecuritiesEstimatedFairValue	5,404,888
Mortgage loans on real estate and construction	83,868,637	115,155,967
Mortgage loans on real estate and construction, allowance for losses	(4,263,375)	(4,881,173)
Real estate held for investment, net of depreciation	3,596,336	3,786,780
Other real estate owned, held for investment, net of depreciation	59,562,388	46,398,095
Other real estate owned held for sale	5,998,740	5,793,900
Real estate held	69,157,464	55,978,775
Loans Held-for-sale, Consumer, Installment, Student	18,443,304	18,463,277
Short-term investments at amortized cost	8,248,217	6,932,023
Residential Mortgage
Mortgage loans on real estate and construction	50,133,436	54,344,327
Residential Construction
Mortgage loans on real estate and construction	5,589,673	17,259,666
Commercial Loan
Mortgage loans on real estate and construction	32,408,903	48,433,147
Nonredeemable Preferred Stock
Available-for-sale Securities, Amortized Cost Basis	20,281	20,281
Available-for-sale Securities, Gross Unrealized Gains	394
Available-for-sale Securities, Gross Unrealized Loss	(1,100)	(1,843)
AvailableForSaleSecuritiesEstimatedFairValue	19,575	18,438
Industrial, miscellaneous and all other equity securities
Available-for-sale Securities, Amortized Cost Basis	6,295,937	7,250,991
Available-for-sale Securities, Gross Unrealized Gains	339,392	363,387
Available-for-sale Securities, Gross Unrealized Loss	(1,250,016)	(1,333,424)
AvailableForSaleSecuritiesEstimatedFairValue	5,385,313	6,280,954
Equity Securities
Available-for-sale Securities, Amortized Cost Basis	6,316,218	7,271,272
Available-for-sale Securities, Gross Unrealized Gains	339,786	363,387
Available-for-sale Securities, Gross Unrealized Loss	(1,251,116)	(1,335,267)
AvailableForSaleSecuritiesEstimatedFairValue	5,404,888	6,299,392
Common Stock
Available-for-sale Securities, Amortized Cost Basis	6,295,937
AvailableForSaleSecuritiesEstimatedFairValue	$ 5,385,313

No authoritative reference available.

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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-Publisher FASB

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This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.

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This item represents the gross unrealized losses for securities which are categorized neither as held-to-maturity nor trading securities. Such gross unrealized losses are the excess of the carrying value of the Available-for-sale Securities over their fair value as of the reporting date. Such gross unrealized losses are included in other comprehensive income in the statement of shareholders' equity, unless the Available-for-sale Security is designated as a hedge or is determined to have had an other than temporary decline in fair value below its amortized cost basis. All or a portion of the unrealized holding loss of an Available-for-sale Security that is designated as being hedged in a fair value hedge is recognized in earnings during the period of the hedge, as are other than temporary declines in fair value below costs basis.

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Carrying amount of loans classified as held-for-sale which are offered to individuals to assist in payment of the costs of higher education or qualifying vocational and professional schools. This item represents a broad category of loans including federally subsidized and personal loans. Personal loans include direct and cosigned loans.

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Carrying amount as of the balance sheet date of investments in land and buildings held for sale, excluding real estate considered to be inventory of the entity.

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Amount of real estate owned for income production and capital accretion potential, not otherwise specified in the existing taxonomy. Such real estate excludes that which is occupied or used in the business, for entertainment purposes, or held in inventory for specific purposes.

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