3) Investments: Held-to-maturity Securities (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Amortized Cost	$ 131,017,591	$ 127,579,087
Held-to-maturity Securities, Unrecognized Holding Gain		11,363,722
Held-to-maturity Securities, Unrecognized Holding Loss	(767,746)	(2,767,402)
HeldToMaturitySecuritiesEstimatedFairValue	148,135,138	136,175,407
US Treasury and Government
Amortized Cost	2,607,083	2,820,159
Held-to-maturity Securities, Unrecognized Holding Gain	548,554	551,740
HeldToMaturitySecuritiesEstimatedFairValue	3,155,637	3,371,899
US States and Political Subdivisions Debt Securities
Amortized Cost	2,040,113	3,024,425
Held-to-maturity Securities, Unrecognized Holding Gain	267,896	309,986
Held-to-maturity Securities, Unrecognized Holding Loss	(6,119)	(13,156)
HeldToMaturitySecuritiesEstimatedFairValue	2,301,890	3,321,255
Corporate Debt Securities
Amortized Cost	119,561,259	113,648,447
Held-to-maturity Securities, Unrecognized Holding Gain	16,644,289	10,075,071
Held-to-maturity Securities, Unrecognized Holding Loss	(648,386)	(2,268,146)
HeldToMaturitySecuritiesEstimatedFairValue	135,557,162	121,455,372
Collateralized Mortgage Backed Securities
Amortized Cost	5,298,258	6,575,178
Held-to-maturity Securities, Unrecognized Holding Gain	344,811	354,286
Held-to-maturity Securities, Unrecognized Holding Loss	(111,241)	(356,900)
HeldToMaturitySecuritiesEstimatedFairValue	5,531,828	6,572,564
Redeemable Preferred Stock
Amortized Cost	1,510,878	1,510,878
Held-to-maturity Securities, Unrecognized Holding Gain	79,742	72,639
Held-to-maturity Securities, Unrecognized Holding Loss	(2,000)	(129,200)
HeldToMaturitySecuritiesEstimatedFairValue	$ 1,588,620	$ 1,454,317