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3) Investments: Available-for-sale Securities (Details) (USD $)
Jun. 30, 2012
Dec. 31, 2011
AvailableForSaleSecuritiesAmortizedCost $ 6,861,042  
AvailableForSaleSecuritiesEstimatedFairValue 5,882,433  
Mortgage loans on real estate and construction 97,975,694 115,155,967
Mortgage loans on real estate and construction, allowance for losses (4,699,410) (4,881,173)
Real estate held for investment, net of depreciation 4,272,796 3,786,780
Other real estate owned, held for investment, net of depreciation 56,127,842 46,398,095
Other real estate owned held for sale 5,998,740 5,793,900
Real estate held 66,399,378 55,978,775
Loans Held-for-sale, Consumer, Installment, Student 17,818,019 18,463,277
Short-term investments at amortized cost 5,562,045 6,932,023
Residential Mortgage
   
Mortgage loans on real estate and construction 52,498,871 54,344,327
Residential Construction
   
Mortgage loans on real estate and construction 9,085,386 17,259,666
Commercial Loan
   
Mortgage loans on real estate and construction 41,090,847 48,433,147
Nonredeemable Preferred Stock
   
AvailableForSaleSecuritiesAmortizedCost 20,281 20,281
AvailableForSaleSecuritiesGrossUnrealizedLosses (1,797) (1,843)
AvailableForSaleSecuritiesEstimatedFairValue 18,484 18,438
Industrial, miscellaneous and all other equity securities
   
AvailableForSaleSecuritiesAmortizedCost 6,840,761 7,250,991
AvailableforsaleSecuritiesGrossUnrealizedGain 378,015 363,387
AvailableForSaleSecuritiesGrossUnrealizedLosses (1,354,827) (1,333,424)
AvailableForSaleSecuritiesEstimatedFairValue 5,863,949 6,280,954
Equity Securities
   
AvailableForSaleSecuritiesAmortizedCost 6,861,042 7,271,272
AvailableforsaleSecuritiesGrossUnrealizedGain 378,015 363,387
AvailableForSaleSecuritiesGrossUnrealizedLosses (1,356,624) (1,335,267)
AvailableForSaleSecuritiesEstimatedFairValue 5,882,433 6,299,392
Common Stock
   
AvailableForSaleSecuritiesAmortizedCost 6,840,761  
AvailableForSaleSecuritiesEstimatedFairValue $ 5,863,949