Statement of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net cash provided by operating activities	$ 25,192,747	$ 42,215,717
Cash flows from investing activities:
Purchase-fixed maturity securities	(4,573,813)	(32,119,583)
Calls and maturities - fixed maturity securities	1,406,357	5,936,625
Purchase - equity securities	(202,883)	(2,223,406)
Sales - equity securities	1,262,645	2,025,175
Purchase of short-term investments	(3,416,721)	(9,728,102)
Sales of short-term investments	5,135,398	3,552,246
Purchase of restricted assets	(241,247)	(97,965)
Changes in assets for perpetual care trusts	(68,720)	(70,728)
Amount received for perpetual care trusts	31,189	31,515
Mortgage, policy, and other loans made	(29,559,249)	(27,365,202)
Payments received for mortgage, policy and other loans	29,240,276	25,350,613
Purchase of property and equipment	(635,862)	(161,806)
Disposal of property and equipment	14,768
Purchase of real estate	(53,910)	(98,304)
Sale of real estate	251,720
Reinsurance with North America Life		12,990,444
Net cash used in investing activities	(1,410,052)	(21,978,478)
Cash flows from financing activities:
Annuity contract receipts	2,194,651	2,930,871
Annuity contract withdrawals	(3,591,348)	(2,947,744)
Repayment of bank loans on notes and contracts	(396,815)	(410,899)
Proceeds from borrowing on bank loans		3,559,026
Change in line of credit borrowings	(4,400,000)
Net cash provided by (used in) financing activities	(6,193,512)	3,131,254
Net change in cash and cash equivalents	17,589,183	23,368,493
Cash and cash equivalents at beginning of period	17,083,604	39,556,503
Cash and cash equivalents at end of period	34,672,787	62,924,996
Mortgage loans foreclosed into real estate	$ 9,021,747	$ 2,975,627