Income Statement (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Revenues:
Insurance premiums and other considerations	$ 48,479,519	$ 38,528,437	$ 38,413,329
Net investment income	20,010,704	18,615,984	19,915,072
Net mortuary and cemetery sales	10,761,469	11,520,369	11,973,676
Realized gains on investments and other assets	2,464,353	1,615,418	1,223,312
Other than temporary impairments	(840,735)	(673,981)	(326,000)
Mortgage fee income	77,605,105	97,342,215	144,274,227
Other income	1,108,969	1,581,115	1,414,680
Total revenues	159,589,384	168,529,557	216,888,296
Benefits and expenses:
Death benefits	22,184,112	19,350,176	19,003,933
Surrenders and other policy benefits	1,761,608	1,575,812	1,677,335
Increase in future policy benefits	20,540,375	15,525,542	15,238,380
Amortization of deferred policy and pre-need acquisition costs and value of business acquired	7,509,328	5,944,859	7,160,488
Commissions	47,514,804	58,439,664	79,509,946
Salaries	23,531,407	26,406,153	27,351,618
Provision for loan losses and loss reserve	2,070,399	5,404,645	19,547,162
Costs related to funding mortgage loans	4,240,377	6,044,020	10,041,731
Other expenses	25,156,515	25,923,413	25,334,654
Interest expense	1,961,249	2,778,920	3,326,161
Cost of goods and services sold - mortuaries and cemeteries	1,882,657	2,225,773	2,349,230
Total benefits and expenses	158,352,831	169,618,977	210,540,638
Earnings (loss) before income taxes	1,236,553	(1,089,420)	6,347,658
Income tax benefit (expense)	62,205	658,796	(2,573,778)
Net earnings (loss)	$ 1,298,758	$ (430,624)	$ 3,773,880
Net earnings (loss) per Class A Equivalent common share (1)	$ 0.14	$ (0.05)	$ 0.41
Net earnings (loss) per Class A equivalent common share - assuming dilution (1)	$ 0.14	$ (0.05)	$ 0.41
Weighted-average Class A equivalent common share outstanding (1)	9,375,045	9,169,150	9,149,451
Weighted-average Class A equivalent common shares outstanding-assuming dilution (1)	9,477,852	9,169,150	9,151,937