Statement of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities:
Net cash provided by (used in) operating activities	$ 18,747,200	$ (46,765,822)
Cash flows from investing activities:
Purchase-fixed maturity securities	(46,815,511)	(7,637,611)
Calls and maturities - fixed maturity securities	10,003,703	24,507,847
Purchase - equity securities	(4,531,858)	(4,358,860)
Sales - equity securities	3,961,997	3,509,569
Purchase of short-term investments	(47,770,901)	(6,220,779)
Sales of short-term investments	46,348,579	12,308,413
Purchase of restricted assets	(214,064)	(382,899)
Changes in assets for perpetual care trusts	(198,090)	(217,757)
Amount received for perpetual care trusts	72,463	93,362
Mortgage, policy, and other loans made	(98,585,760)	(78,542,784)
Payments received for mortgage, policy and other loans	78,249,928	74,413,760
Purchase of property and equipment	(474,301)	(664,417)
Disposal of property and equipment	2,295,329
Purchase of real estate	(416,580)	(1,362,865)
Sale of real estate	4,255,993	4,640,479
Reinsurance with North America Life	12,990,444
Net cash provided by (used in) investing activities	(40,828,629)	20,085,458
Cash flows from financing activities:
Annuity contract receipts	6,096,392	6,445,453
Annuity contract withdrawals	(10,603,426)	(10,725,043)
Repayment of bank loans on notes and contracts	(1,580,448)	(1,247,182)
Proceeds from borrowing on bank loans	3,615,085
Change in line of credit borrowings	8,000,000	19,275,000
Net cash provided by financing activities	5,527,603	13,748,228
Net change in cash and cash equivalents	(16,553,826)	(12,932,136)
Cash and cash equivalents at beginning of period	39,556,503	39,463,803
Cash and cash equivalents at end of period	23,002,677	26,531,667
Mortgage loans foreclosed into real estate	$ 7,680,063	$ 12,146,777