The following table summarizes the net investments in sales-type leases, which are included in "Loans and leases, net of deferred costs" on the Unaudited Consolidated Balance Sheets:


(Dollars in thousands)	June 30, 2021
Lease payments receivable, at amortized cost	$	120,404
Estimated residual values	155
Initial direct costs	453
Deferred revenue	(25,369)
Total leases, at amortized cost	95,643
Allowance for credit losses - leases	(3,715)
Net investment in sales-type leases	$	91,928

Sales-type and Direct Financing Leases, net investments

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The remaining (unamortized) difference between the gross investment in a sales-type lease and the cost or carrying amount of the leased property as of the balance sheet date.

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