Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2020

Regulatory Matters [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Peoples' and Peoples Bank's actual capital amounts and ratios as of December 31 are also presented in the following table:

	2020				2019
(Dollars in thousands)	Amount		Ratio		Amount		Ratio
PEOPLES
Common Equity Tier 1 (a)
Actual	$	409,400	13.01	%	$	427,415	14.59	%
For capital adequacy	141,605		4.50	%	131,866		4.50	%
To be well capitalized	204,540		6.50	%	190,473		6.50	%
Tier 1 (b)
Actual	$	417,011	13.25	%	$	434,866	14.84	%
For capital adequacy	188,806		6.00	%	175,821		6.00	%
To be well capitalized	251,741		8.00	%	234,428		8.00	%
Total Capital (c)
Actual	$	456,384	14.50	%	$	456,422	15.58	%
For capital adequacy	251,741		8.00	%	234,428		8.00	%
To be well capitalized	314,677		10.00	%	293,036		10.00	%
Tier 1 Leverage (d)
Actual	$	417,011	8.97	%	$	434,866	10.41	%
For capital adequacy	186,049		4.00	%	167,037		4.00	%
To be well capitalized	232,561		5.00	%	208,796		5.00	%
Capital Conservation Buffer	$	204,643	6.50	%	$	221,994	7.58	%
Fully phased in	78,669		2.50	%	73,259		2.50	%
Net Risk-Weighted Assets	$	3,146,767			$	2,930,355

	2020				2019
(Dollars in thousands)	Amount		Ratio		Amount		Ratio
PEOPLES BANK
Common Equity Tier 1 (a)
Actual	$	395,753	12.58	%	$	406,612	13.89	%
For capital adequacy	141,513		4.50	%	131,757		4.50	%
To be well capitalized	204,408		6.50	%	190,316		6.50	%
Tier 1 (b)
Actual	$	395,753	12.58	%	$	406,612	13.89	%
For capital adequacy	188,684		6.00	%	175,676		6.00	%
To be well capitalized	251,579		8.00	%	234,235		8.00	%
Total Capital (c)
Actual	$	435,101	13.84	%	$	428,168	14.62	%
For capital adequacy	251,579		8.00	%	234,235		8.00	%
To be well capitalized	314,473		10.00	%	292,794		10.00	%
Tier 1 Leverage (d)
Actual	$	395,753	12.58	%	$	406,612	9.75	%
For capital adequacy	185,845		4.00	%	166,898		4.00	%
To be well capitalized	232,306		5.00	%	208,622		5.00	%
Capital Conservation Buffer	$	183,522	5.84	%	$	193,933	6.62	%
Fully phased in	78,618		2.50	%	73,199		2.50	%
Net Risk-Weighted Assets	$	3,144,734			$	2,927,941
(a) Ratio represents common equity tier 1 capital to net risk-weighted assets
(b) Ratio represents tier 1 capital to net risk-weighted assets
(c) Ratio represents total capital to net risk-weighted assets
(d) Ratio represents tier 1 capital to average assets