Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2019

Regulatory Matters [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Peoples' and Peoples Bank's actual capital amounts and ratios as of December 31 are also presented in the following table:

	2019				2018
(Dollars in thousands)	Amount		Ratio		Amount		Ratio
PEOPLES
Common Equity Tier 1 (a)
Actual	$	427,415	14.59	%	$	378,855	13.66	%
For capital adequacy	131,866		4.50	%	124,802		4.50	%
To be well capitalized	190,473		6.50	%	180,270		6.50	%
Tier 1 (b)
Actual	$	434,866	14.84	%	$	386,138	13.92	%
For capital adequacy	175,821		6.00	%	166,403		6.00	%
To be well capitalized	234,428		8.00	%	221,871		8.00	%
Total Capital (c)
Actual	$	456,422	15.58	%	$	406,333	14.65	%
For capital adequacy	234,428		8.00	%	221,871		8.00	%
To be well capitalized	293,036		10.00	%	277,338		10.00	%
Tier 1 Leverage (d)
Actual	$	434,866	10.41	%	$	386,138	9.99	%
For capital adequacy	167,037		4.00	%	154,614		4.00	%
To be well capitalized	208,796		5.00	%	193,267		5.00	%
Capital Conservation Buffer	$	221,994	7.58	%	$	184,462	6.65	%
Fully phased in	73,259		2.50	%	69,335		2.50	%
Net Risk-Weighted Assets	$	2,930,355			$	2,773,383
PEOPLES BANK
Common Equity Tier 1 (a)
Actual	$	406,612	13.89	%	$	365,063	13.19	%
For capital adequacy	131,757		4.50	%	124,552		4.50	%
To be well capitalized	190,316		6.50	%	179,908		6.50	%
Tier 1 (b)
Actual	$	406,612	13.89	%	$	365,063	13.19	%
For capital adequacy	175,676		6.00	%	166,069		6.00	%
To be well capitalized	234,235		8.00	%	221,425		8.00	%
Total Capital (c)
Actual	$	428,168	14.62	%	$	385,258	13.92	%
For capital adequacy	234,235		8.00	%	221,425		8.00	%
To be well capitalized	292,794		10.00	%	276,781		10.00	%
Tier 1 Leverage (d)
Actual	$	406,612	9.75	%	$	365,063	9.46	%
For capital adequacy	166,898		4.00	%	154,357		4.00	%
To be well capitalized	208,622		5.00	%	192,947		5.00	%
Capital Conservation Buffer	$	193,933	6.62	%	$	163,833	5.92	%
Fully phased in	73,199		2.50	%	69,195		2.50	%
Net Risk-Weighted Assets	$	2,927,941			$	2,767,813
(a) Ratio represents common equity tier 1 capital to net risk-weighted assets
(b) Ratio represents tier 1 capital to net risk-weighted assets
(c) Ratio represents total capital to net risk-weighted assets
(d) Ratio represents tier 1 capital to average assets