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Loans (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Loan Classification by Type
(Dollars in thousands)
2017
2016
Originated loans:
 
 
Commercial real estate, construction
$
107,118

$
84,626

Commercial real estate, other
595,447

531,557

    Commercial real estate
702,565

616,183

Commercial and industrial
438,051

378,131

Residential real estate
304,523

307,490

Home equity lines of credit
88,902

85,617

Consumer, indirect
340,390

252,024

Consumer, other
67,010

67,579

   Consumer
407,400

319,603

Deposit account overdrafts
849

1,080

Total originated loans
$
1,942,290

$
1,708,104

Acquired loans:
 
 
Commercial real estate, construction
$
8,319

$
10,100

Commercial real estate, other
165,120

204,466

    Commercial real estate
173,439

214,566

Commercial and industrial
34,493

44,208

Residential real estate
184,864

228,435

Home equity lines of credit
20,575

25,875

Consumer, indirect
329

808

Consumer, other
1,147

2,940

   Consumer
1,476

3,748

Total acquired loans
$
414,847

$
516,832

Total loans
$
2,357,137

$
2,224,936
Purchased Credit Impaired Loans
(Dollars in thousands)
2017
2016
Commercial real estate
$
8,117

$
11,476

Commercial and industrial
767

1,573

Residential real estate
19,532

23,306

Consumer
33

76

Total outstanding balance
$
28,449

$
36,431

Net carrying amount
$
19,564

$
26,524
Accretable Yield Rollforward
Changes in the accretable yield for purchased credit impaired loans during the year ended December 31, 2017 were as follows:
(Dollars in thousands)
Accretable Yield
Balance, December 31, 2016
$
7,132

Additions:
 
    Reclassification from nonaccretable to accretable
1,285

Accretion
(1,713
)
Balance, December 31, 2017
$
6,704
Related Party Loans
Activity in related party loans is presented in the table below. Other changes primarily consist of changes in related party status and new directors elected during the year, as applicable.
(Dollars in thousands)
 
Balance, December 31, 2016
$
17,187

New loans and disbursements
8,855

Repayments
(9,202
)
Other changes
(1,738
)
Balance, December 31, 2017
$
15,102
Nonaccrual and Past Due Loans
 
 
 
 
Accruing Loans
90+ Days Past Due
 
Nonaccrual Loans
 
(Dollars in thousands)
2017
2016
 
2017
2016
Originated loans:
 
 
 
 
 
Commercial real estate, construction
$
754

$
826

 
$
—

$
—

Commercial real estate, other
6,877

9,934

 
—

—

    Commercial real estate
7,631

10,760

 
—

—

Commercial and industrial
739

1,712

 
—

—

Residential real estate
3,546

3,778

 
548

183

Home equity lines of credit
550

383

 
50

—

Consumer, indirect
256

130

 
—

10

Consumer, other
39

11

 
16

—

   Consumer
295

141

 
16

10

Total originated loans
$
12,761

$
16,774

 
$
614

$
193

Acquired loans:
 
 
 
 
 
Commercial real estate, other
$
192

$
1,609

 
$
215

$
1,506

Commercial and industrial
259

390

 
45

387

Residential real estate
2,168

2,317

 
730

1,672

Home equity lines of credit
312

231

 
22

—

Consumer, indirect
—

—

 
—

13

Consumer, other
—

4

 
—

—

   Consumer
—

4

 
—

13

Total acquired loans
$
2,931

$
4,551

 
$
1,012

$
3,578

Total loans
$
15,692

$
21,325

 
$
1,626

$
3,771
Aging Of The Recorded Investment In Past Due Loans And Leases

The following tables present the aging of the recorded investment in past due loans at December 31:
 
Loans Past Due
 
Current
Loans
Total
Loans
(Dollars in thousands)
30 - 59 days
60 - 89 days
90 + Days
Total
 
2017
 
 
 
 
 
 
 
Originated loans:
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

 
$
107,118

$
107,118

Commercial real estate, other
990

—

6,492

7,482

 
587,965

595,447

    Commercial real estate
990

—

6,492

7,482

 
695,083

702,565

Commercial and industrial
1,423

92

706

2,221

 
435,830

438,051

Residential real estate
4,562

1,234

2,408

8,204

 
296,319

304,523

Home equity lines of credit
502

80

395

977

 
87,925

88,902

Consumer, indirect
2,153

648

105

2,906

 
337,484

340,390

Consumer, other
417

46

48

511

 
66,499

67,010

   Consumer
2,570

694

153

3,417


403,983

407,400

Deposit account overdrafts
—

—

—

—

 
849

849

Total originated loans
$
10,047

$
2,100

$
10,154

$
22,301

 
$
1,919,989

$
1,942,290


 
Loans Past Due
 
Current
Loans
Total
Loans
(Dollars in thousands)
30 - 59 days
60 - 89 days
90 + Days
Total
 
2017
 
 
 
 
 
 
 
Acquired loans:
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

 
$
8,319

$
8,319

Commercial real estate, other
775

948

312

2,035

 
163,085

165,120

    Commercial real estate
775

948

312

2,035

 
171,404

173,439

Commercial and industrial
—

1

171

172

 
34,321

34,493

Residential real estate
4,656

1,391

1,910

7,957

 
176,907

184,864

Home equity lines of credit
126

—

301

427

 
20,148

20,575

Consumer, indirect
3

—

—

3

 
326

329

Consumer, other
10

11

—

21

 
1,126

1,147

   Consumer
13

11

—

24

 
1,452

1,476

Deposit account overdrafts
—

—

—

—

 
—

—

Total acquired loans
$
5,570

$
2,351

$
2,694

$
10,615

 
$
404,232

$
414,847

Total loans
$
15,617

$
4,451

$
12,848

$
32,916

 
$
2,324,221

$
2,357,137

2016
 
 
 
 
 
 
 
Originated loans:
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
826

$
826

 
$
83,800

$
84,626

Commercial real estate, other
1,420

225

9,305

10,950

 
520,607

531,557

    Commercial real estate
1,420

225

10,131

11,776

 
604,407

616,183

Commercial and industrial
1,305

700

1,465

3,470

 
374,661

378,131

Residential real estate
7,288

1,019

1,895

10,202

 
297,288

307,490

Home equity lines of credit
316

45

248

609

 
85,008

85,617

Consumer, indirect
2,080

273

77

2,430

 
249,594

252,024

Consumer, other
346

38

—

384

 
67,195

67,579

   Consumer
2,426

311

77

2,814

 
316,789

319,603

Deposit account overdrafts
—

—

—

—

 
1,080

1,080

Total originated loans
$
12,755

$
2,300

$
13,816

$
28,871

 
$
1,679,233

$
1,708,104

Acquired loans:
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
40

$
40

 
$
10,060

$
10,100

Commercial real estate, other
1,220

208

2,271

3,699

 
200,767

204,466

    Commercial real estate
1,220

208

2,311

3,739

 
210,827

214,566

Commercial and industrial
148

3

777

928

 
43,280

44,208

Residential real estate
5,918

2,496

2,974

11,388

 
217,047

228,435

Home equity lines of credit
208

65

178

451

 
25,424

25,875

Consumer, indirect
4

—

—

4

 
804

808

Consumer, other
51

—

13

64

 
2,876

2,940

   Consumer
55

—

13

68

 
3,680

3,748

Total acquired loans
$
7,549

$
2,772

$
6,253

$
16,574

 
$
500,258

$
516,832

Total loans
$
20,304

$
5,072

$
20,069

$
45,445

 
$
2,179,491

$
2,224,936
Loans By Risk Category
The following tables summarize the risk category of Peoples' loan portfolio based upon the most recent analysis performed at December 31:
 
Pass Rated
Special Mention
Substandard
Doubtful
Not
Rated
Total
Loans
(Dollars in thousands)
(Grades 1 - 4)
(Grade 5)
(Grade 6)
(Grade 7)
2017
 
 
 
 
 
 
Originated loans:
 
 
 
 
 
 
Commercial real estate, construction
$
100,409

$
5,502

$
754

$
—

$
453

$
107,118

Commercial real estate, other
561,320

17,189

16,938

—

—

595,447

    Commercial real estate
661,729

22,691

17,692

—

453

702,565

Commercial and industrial
420,477

13,062

4,512

—

—

438,051

Residential real estate
17,896

1,000

11,371

216

274,040

304,523

Home equity lines of credit
454

—

—

—

88,448

88,902

Consumer, indirect
55

8

—

—

340,327

340,390

Consumer, other
33

—

—

—

66,977

67,010

   Consumer
88

8

—

—

407,304

407,400

Deposit account overdrafts
—

—

—

—

849

849

Total originated loans
$
1,100,644

$
36,761

$
33,575

$
216

$
771,094

$
1,942,290




 
Pass Rated
Special Mention
Substandard
Doubtful
Not
Rated
Total
Loans
(Dollars in thousands)
(Grades 1 - 4)
(Grade 5)
(Grade 6)
(Grade 7)
2017
 
 
 
 
 
 
Acquired loans:
 
 
 
 
 
 
Commercial real estate, construction
$
8,267

$
—

$
52

$
—

$
—

$
8,319

Commercial real estate, other
149,486

6,527

9,107

—

—

165,120

    Commercial real estate
157,753

6,527

9,159

—

—

173,439

Commercial and industrial
32,011

157

2,325

—

—

34,493

Residential real estate
12,543

593

1,105

—

170,623

184,864

Home equity lines of credit
124

—

—

—

20,451

20,575

Consumer, indirect
12

—

—

—

317

329

Consumer, other
35

—

—

—

1,112

1,147

   Consumer
47

—

—

—

1,429

1,476

Deposit account overdrafts
—

—

—

—

—

—

Total acquired loans
$
202,478

$
7,277

$
12,589

$
—

$
192,503

$
414,847

Total loans
$
1,303,122

$
44,038

$
46,164

$
216

$
963,597

$
2,357,137

2016
 
 
 
 
 
 
Originated loans:
 
 
 
 
 
 
Commercial real estate, construction
$
73,423

$
—

$
826

$
—

$
10,377

$
84,626

Commercial real estate, other
505,029

11,855

14,673

—

—

531,557

    Commercial real estate
578,452

11,855

15,499

—

10,377

616,183

Commercial and industrial
346,791

15,210

16,130

—

—

378,131

Residential real estate
47,336

957

12,828

304

246,065

307,490

Home equity lines of credit
465

—

135

—

85,017

85,617

Consumer, indirect
15

13

—

—

251,996

252,024

Consumer, other
50

—

—

—

67,529

67,579

   Consumer
65

13

—

—

319,525

319,603

Deposit account overdrafts
—

—

—

—

1,080

1,080

Total originated loans
$
973,109

$
28,035

$
44,592

$
304

$
662,064

$
1,708,104

Acquired loans:
 
 
 
 
 
 
Commercial real estate, construction
$
10,046

$
—

$
54

$
—

$
—

$
10,100

Commercial real estate, other
181,781

12,475

10,210

—

—

204,466

    Commercial real estate
191,827

12,475

10,264

—

—

214,566

Commercial and industrial
42,809

227

978

194

—

44,208

Residential real estate
17,170

709

1,404

—

209,152

228,435

Home equity lines of credit
202

—

—

—

25,673

25,875

Consumer, indirect
51

—

—

—

757

808

Consumer, other
53

—

—

—

2,887

2,940

   Consumer
104

—

—

—

3,644

3,748

Total acquired loans
$
252,112

$
13,411

$
12,646

$
194

$
238,469

$
516,832

Total loans
$
1,225,221

$
41,446

$
57,238

$
498

$
900,533

$
2,224,936
Schedule Of Impaired Loans
The following table summarizes loans classified as impaired at December 31:
 
Unpaid
Principal
Balance
Recorded Investment
Total
Recorded Investment
 
Average
Recorded
Investment
Interest
Income
Recognized
 
With
Without
Related
Allowance
(Dollars in thousands)
Allowance
Allowance
2017
 
 
 
 
 
 
 
Commercial real estate, construction
$
821

$
—

$
754

$
754

$
—

$
788

$
—

Commercial real estate, other
14,909

14

13,606

13,620

1

14,392

503

    Commercial real estate
15,730

14

14,360

14,374

1

15,180

503

Commercial and industrial
1,690

951

572

1,523

199

1,668

65

Residential real estate
24,743

477

22,626

23,103

58

23,195

1,246

Home equity lines of credit
1,707

81

1,624

1,705

18

1,505

85

Consumer, indirect
273

70

206

276

26

184

20

Consumer, other
87

56

28

84

37

79

7

   Consumer
360

126

234

360

63

263

27

Total
$
44,230

$
1,649

$
39,416

$
41,065

$
339

$
41,811

$
1,926

2016
 
 
 
 
 
 
 
Commercial real estate, construction
$
894

$
—

$
866

866

$
—

$
913

$
3

Commercial real estate, other
20,029

7,474

12,227

19,701

803

18,710

700

    Commercial real estate
20,923

7,474

13,093

20,567

803

19,623

703

Commercial and industrial
7,289

2,732

1,003

3,735

585

3,386

125

Residential real estate
27,703

138

27,393

27,531

24

27,455

1,419

Home equity lines of credit
908

—

908

908

—

717

44

Consumer, indirect
220

—

224

224

—

136

16

Consumer, other
130

—

130

130

—

138

13

   Consumer
350

—

354

354

—

274

29

Total
$
57,173

$
10,344

$
42,751

$
53,095

$
1,412

$
51,455

$
2,320
Troubled Debt Restructurings on Financing Receivables
The following table summarizes the loans that were modified as TDRs during the years ended December 31, 2017 and 2016.
 
 
Recorded Investment (1)
(Dollars in thousands)
Number of Contracts
Pre-Modification
Post-Modification
Remaining Recorded Investment
2017
 
 
 
 
Originated loans:
 
 
 
 
Commercial real estate, other
1

$
14

$
14

$
14

Commercial and industrial
4

210

210

149

Residential real estate
7

483

483

473

Home equity lines of credit
6

296

296

289

Consumer, indirect
15

218

218

201

Consumer, other
2

10

10

8

   Consumer
17

228

228

209

Total
35

$
1,231

$
1,231

$
1,134

Acquired loans:
 
 
 
 
Commercial real estate, construction
3

$
288

$
288

$
280

Residential real estate
9

442

442

412

Home equity lines of credit
5

328

328

320

Consumer, other
1

2

2

—

Total
18

$
1,060

$
1,060

$
1,012

2016
 
 
 
 
Originated loans:
 
 
 
 
Commercial real estate, other
3

$
109

$
109

$
107

Commercial and industrial
7

836

836

750

Residential real estate
8

266

266

266

Home equity lines of credit
5

81

81

81

Consumer, indirect
14

164

164

164

Consumer, other
3

24

24

23

   Consumer
17

188

188

187

Total
40

$
1,480

$
1,480

$
1,391

Acquired loans:
 
 
 
 
Commercial real estate, construction
2

$
237

$
237

$
237

Residential real estate
14

1,080

1,082

1,076

Home equity lines of credit
4

260

260

250

Consumer, indirect
2

7

7

7

Consumer, other
3

15

15

15

   Consumer
5

22

22

22

Total
25

$
1,599

$
1,601

$
1,585

(1) The amounts shown are inclusive of all partial paydowns and charge-offs. Loans modified in a TDR that were fully paid down, charged-off or foreclosed upon by period end are not reported.
Summary Of Activity In Allowance For Loan And Lease Losses
Changes in the allowance for loan losses in the periods ended December 31 were as follows:
(Dollars in thousands)
Commercial Real Estate
Commercial and Industrial
Residential Real Estate
Home Equity Lines of Credit
Consumer, indirect
Consumer, other
Deposit Account Overdrafts
Total
Balance, January 1, 2017
$
7,172

$
6,353

$
982

$
688

$
2,312

$
518

$
171

$
18,196

Charge-offs
(408
)
(175
)
(637
)
(131
)
(2,110
)
(372
)
(1,038
)
(4,871
)
Recoveries
146

1

152

13

764

179

215

1,470

Net (charge-offs) recoveries
(262
)
(174
)
(485
)
(118
)
(1,346
)
(193
)
(823
)
(3,401
)
Provision for (recovery of) loan losses
887

(366
)
407

123

1,978

139

722

3,890

Balance, December 31, 2017
$
7,797

$
5,813

$
904

$
693

$
2,944

$
464

$
70

$
18,685

 
 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
 
Loans individually evaluated for impairment
$
1

$
199

$
58

$
18

$
26

$
37

$
—

$
339

Loans collectively evaluated for impairment
7,796

5,614

846

675

2,918

427

70

18,346

Balance, December 31, 2017
$
7,797

$
5,813

$
904

$
693

$
2,944

$
464

$
70

$
18,685

 
 
 
 
 
 
 
 
 
Balance, January 1, 2016
$
7,076

$
5,382

$
1,257

$
732

$
1,427

$
544

$
121

$
16,539

Charge-offs
(24
)
(1,017
)
(588
)
(73
)
(2,072
)
(583
)
(774
)
(5,131
)
Recoveries
1,209

306

278

56

1,059

226

175

3,309

Net recoveries (charge-offs)
1,185

(711
)
(310
)
(17
)
(1,013
)
(357
)
(599
)
(1,822
)
(Recovery of) provision for loan losses
(1,089
)
1,682

35

(27
)
1,898

331

649

3,479

Balance, December 31, 2016
$
7,172

$
6,353

$
982

$
688

$
2,312

$
518

$
171

$
18,196

 
 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
 
Loans individually evaluated for impairment
$
803

$
585

$
24

$
—

$
—

$
—

$
—

$
1,412

Loans collectively evaluated for impairment
6,369

5,768

958

688

2,312

518

171

16,784

Balance, December 31, 2016
$
7,172

$
6,353

$
982

$
688

$
2,312

$
518

$
171

$
18,196
Allowance for Loan Losses Acquired Loans [Table Text Block]
The following table presents activity in the allowance for loan losses for acquired loans as of December 31:
(Dollars in thousands)
2017
2016
Purchased credit impaired loans:
 
 
Balance, January 1
$
233

$
240

Charge-offs
(7
)
(67
)
Recoveries
—

—

Net charge-offs
226

173

(Recovery of) provision for loan losses
(118
)
60

Balance, December 31
$
108

$
233