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Loans (Tables)
 9 Months Ended
Sep. 30, 2014
Receivables [Abstract]  
Schedule of Financing Receivables, Type
The major classifications of loan balances, excluding loans held for sale, were as follows:
(Dollars in thousands)
September 30,
2014
December 31, 2013
Commercial real estate, construction
$
25,877

$
47,539

Commercial real estate, other
545,592

450,170

    Commercial real estate
571,469

497,709

Commercial and industrial
261,544

232,754

Residential real estate
412,807

268,617

Home equity lines of credit
74,762

60,076

Consumer
180,100

135,018

Deposit account overdrafts
2,669

2,060

Loans, net of deferred fees and costs
$
1,503,351

$
1,196,234
Schedule of Financing Receivables Acquired with Deteriorated Credit Quality
Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of deterioration of credit quality since origination, and for which it was probable that all contractually required payments would not be collected. The carrying amounts of these loans included in the loan balances above are summarized as follows:
(Dollars in thousands)
September 30,
2014
December 31,
2013
Commercial real estate
$
4,712

$
1,078

Commercial and industrial
517

188

Residential real estate
7,548

1,507

Consumer
237

9

Total outstanding balance
$
13,014

$
2,782

Net carrying amount
$
10,867

$
1,875
Nonaccrual and Past Due Loans
The recorded investments in loans on nonaccrual status and accruing loans delinquent for 90 days or more were as follows:
 
Nonaccrual Loans
 
Accruing Loans 90+ Days Past Due
(Dollars in thousands)
September 30,
2014
December 31,
2013
 
September 30,
2014
December 31,
2013
Commercial real estate, construction
$
96

$
96

 
$
—

$
—

Commercial real estate, other
2,353

3,717

 
1,406

—

    Commercial real estate
2,449

3,813

 
1,406

—

Commercial and industrial
655

708

 
279

—

Residential real estate
3,247

3,215

 
798

37

Home equity lines of credit
275

87

 
—

873

Consumer
—

58

 
1

—

Total
$
6,626

$
7,881

 
$
2,484

$
910
Aging Of The Recorded Investment In Past Due Loans And Leases
The following table presents the aging of the recorded investment in past due loans and leases:
 
Loans Past Due
 
Current
Loans
Total
Loans
(Dollars in thousands)
30 - 59 days
60 - 89 days
90 + Days
Total
 
September 30, 2014
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
96

$
96

 
$
25,781

$
25,877

Commercial real estate, other
2,116

623

2,517

5,256

 
540,336

545,592

    Commercial real estate
2,116

623

2,613

5,352

 
566,117

571,469

Commercial and industrial
2,968

12

731

3,711

 
257,833

261,544

Residential real estate
3,439

1,969

1,866

7,274

 
405,533

412,807

Home equity lines of credit
385

203

41

629

 
74,133

74,762

Consumer
1,109

126

1

1,236

 
178,864

180,100

Deposit account overdrafts
67

—

—

67

 
2,602

2,669

Total
$
10,084

$
2,933

$
5,252

$
18,269

 
$
1,485,082

$
1,503,351

December 31, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
1,340

$
—

$
—

$
1,340

 
$
46,199

$
47,539

Commercial real estate, other
432

679

1,249

2,360

 
447,810

450,170

    Commercial real estate
1,772

679

1,249

3,700

 
494,009

497,709

Commercial and industrial
171

90

127

388

 
232,366

232,754

Residential real estate
5,445

1,509

1,452

8,406

 
260,211

268,617

Home equity lines of credit
254

65

929

1,248

 
58,828

60,076

Consumer
976

165

58

1,199

 
133,819

135,018

Deposit account overdrafts
47

—

—

47

 
2,013

2,060

Total
$
8,665

$
2,508

$
3,815

$
14,988

 
$
1,181,246

$
1,196,234
Loans By Risk Category
The following table summarizes the risk category of Peoples' loan portfolio based upon the most recent analysis performed:
 
Pass Rated
(Grades 1 - 4)
Watch
(Grade 5)
Substandard
(Grade 6)
Doubtful (Grade 7)
Not
Rated
Total
Loans
(Dollars in thousands)
September 30, 2014
 
 
 
 
 
 
Commercial real estate, construction
$
25,205

$
—

$
—

$
—

$
672

$
25,877

Commercial real estate, other
510,372

11,795

22,317

417

691

545,592

    Commercial real estate
535,577

11,795

22,317

417

1,363

571,469

Commercial and industrial
249,039

6,294

3,492

—

2,719

261,544

Residential real estate
37,346

1,367

10,155

—

363,939

412,807

Home equity lines of credit
934

—

968

—

72,860

74,762

Consumer
380

2

11

—

179,707

180,100

Deposit account overdrafts
—

—

—

—

2,669

2,669

Total
$
823,276

$
19,458

$
36,943

$
417

$
623,257

$
1,503,351

December 31, 2013
 
 
 
 
 
 
Commercial real estate, construction
$
43,407

$
148

$
68

$
—

$
3,916

$
47,539

Commercial real estate, other
423,313

13,433

12,921

—

503

450,170

    Commercial real estate
466,720

13,581

12,989

—

4,419

497,709

Commercial and industrial
212,193

6,013

14,006

542

—

232,754

Residential real estate
26,822

2,787

8,094

4

230,910

268,617

Home equity lines of credit
844

—

1,014

—

58,218

60,076

Consumer
50

5

24

—

134,939

135,018

Deposit account overdrafts
—

—

—

—

2,060

2,060

Total
$
706,629

$
22,386

$
36,127

$
546

$
430,546

$
1,196,234
Schedule Of Impaired Loans
The following table summarizes loans classified as impaired:
 
Unpaid
Principal
Balance
Recorded Investment
Total
Recorded
Investment
 
Average
Recorded
Investment
Interest
Income
Recognized
 
With
Allowance
Without
Allowance
Related
Allowance
(Dollars in thousands)
September 30, 2014
 
 
 
 
 
 
 
Commercial real estate, construction
$
101

$
—

$
96

$
96

$
—

$
48

$
4

Commercial real estate, other
3,398

1,166

1,160

2,326

252

2,919

7

    Commercial real estate
3,499

$
1,166

$
1,256

$
2,422

$
252

$
2,967

$
11

Commercial and industrial
198

193

2

195

193

438

1

Residential real estate
4,490

121

4,103

4,224

24

2,986

155

Home equity lines of credit
647

—

641

641

—

463

13

Consumer
171

—

171

171

—

128

9

Total
$
9,005

$
1,480

$
6,173

$
7,653

$
469

$
6,982

$
189

December 31, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
4,970

1,150

1,729

2,879

83

4,586

6

    Commercial real estate
4,970

$
1,150

$
1,729

$
2,879

$
83

$
4,586

$
6

Commercial and industrial
617

575

5

580

575

278

1

Residential real estate
3,498

—

3,280

3,280

—

2,800

86

Home equity lines of credit
347

—

347

347

—

327

12

Consumer
182

—

182

182

—

127

15

Total
$
9,614

$
1,725

$
5,543

$
7,268

$
658

$
8,118

$
120
Troubled Debt Restructurings on Financing Receivables
The following table summarizes the loans that were modified as a TDR during the three and nine months ended September 30, 2014 and 2013.
 
 
Three Months Ended
 
Nine Months Ended
 
 
Recorded Investment (1)
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
Remaining Recorded Investment
Number of Contracts
Pre-Modification
Post-Modification
Remaining Recorded Investment
September 30, 2014
 
 
 
 
 
 
 
Commercial real estate, construction
—

$
—

$
—

$
—

1

$
96

$
96

$
96

Commercial and industrial
1

$
2

$
2

$
2

1

$
2

$
2

$
2

Residential real estate
25

$
1,344

$
1,344

$
1,343

43

$
2,290

$
2,290

$
2,264

Home equity lines of credit
8

$
152

$
152

$
152

12

$
238

$
238

$
236

Consumer
11

$
86

$
86

$
86

23

$
159

$
159

$
151

September 30, 2013
 
 
 
 
 
 
 
Commercial real estate, other
1

$
428

$
428

$
415

1

$
428

$
428

$
415

Residential real estate
3

$
118

$
118

$
118

13

$
461

$
461

$
360

Home equity lines of credit
—

$
—

$
—

$
—

2

$
53

$
53

$
52

Consumer
6

$
55

$
55

$
55

28

$
219

$
219

$
131
Summary Of Activity In Allowance For Loan And Lease Losses
Changes in the allowance for loan losses in the periods ended September 30, were as follows:
(Dollars in thousands)
Commercial Real Estate
Commercial and Industrial
Residential Real Estate
Home Equity Lines of Credit
Consumer
Deposit Account Overdrafts
Total
Balance, January 1, 2014
$
13,215

$
2,174

$
881

$
343

$
316

$
136

$
17,065

Charge-offs
(126
)
(49
)
(377
)
(51
)
(841
)
(351
)
(1,795
)
Recoveries
1,113

68

169

20

573

132

2,075

Net recoveries (charge-offs)
987

19

(208
)
(31
)
(268
)
(219
)
280

(Provision for) recovery of loan losses
(3,656
)
1,035

1,092

346

1,183

211

211

Balance, September 30, 2014
$
10,546

$
3,228

$
1,765

$
658

$
1,231

$
128

$
17,556

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
252

$
193

$
24

$
—

$
—

$
—

$
469

Loans collectively evaluated for impairment
10,294

3,035

1,741

658

1,231

128

17,087

Ending balance
$
10,546

$
3,228

$
1,765

$
658

$
1,231

$
128

$
17,556

 
 
 
 
 
 
 
 
Balance, January 1, 2013
$
14,215

$
1,733

$
801

$
479

$
438

$
145

$
17,811

Charge-offs
(982
)
(11
)
(440
)
(162
)
(645
)
(380
)
(2,620
)
Recoveries
4,313

28

300

20

361

135

5,157

Net recoveries (charge-offs)
3,331

17

(140
)
(142
)
(284
)
(245
)
2,537

(Provision for) recovery of loan losses
(4,720
)
445

165

—

410

254

(3,446
)
Balance, September 30, 2013
$
12,826

$
2,195

$
826

$
337

$
564

$
154

$
16,902

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
566

$
261

$
29

$
—

$
—

$
—

$
856

Loans collectively evaluated for impairment
12,260

1,934

797

337

564

154

16,046

Ending balance
$
12,826

$
2,195

$
826

$
337

$
564

$
154

$
16,902
Troubled Debt Restructurings during prior 12 months that subsequently defaulted [Table Text Block]
The following table presents those loans for the nine months ended September 30, 2014 and 2013 that were modified as a TDR during the last twelve months that subsequently defaulted (i.e., 90 days or more past due following a modification).
 
September 30, 2014
 
September 30, 2013
 
Number of Contracts
Recorded Investment (1)
Impact on the Allowance for Loan Losses
 
Number of Contracts
Recorded Investment (1)
Impact on the Allowance for Loan Losses
Commercial real estate, other
—

$
—

$
—

 
1

$
251

$
—

Residential real estate
1

$
40

$
—

 
2

$
70

$
—

Home equity lines of credit
1

$
17

$
—

 
1

$
24

$
—

Consumer
—

$
—

$
—

 
2

$
11

$
—

Total
2

$
57

$
—

 
6

$
356

$
—
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield [Table Text Block]
Changes in the accretable yield for the nine months ended September 30, 2014 were as follows:
(Dollars in thousands)
Accretable Yield
Balance, December 31, 2013
$
1,654

Additions:
 
    Reclassification from nonaccretable to accretable
402

    Midwest
1,102

    Ohio Heritage
3,037

Accretion
(1,037
)
Balance, September 30, 2014
$
5,158