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Loans (Tables)
 3 Months Ended
Mar. 31, 2014
Receivables [Abstract]  
Schedule of Financing Receivables, Type
The major classifications of loan balances, excluding loans held for sale, were as follows:
(Dollars in thousands)
March 31,
2014
December 31, 2013
Commercial real estate, construction
$
55,935

$
47,539

Commercial real estate, other
458,580

450,170

    Commercial real estate
514,515

497,709

Commercial and industrial
233,329

232,754

Residential real estate
268,794

268,617

Home equity lines of credit
60,319

60,076

Consumer
143,541

135,018

Deposit account overdrafts
6,008

2,060

Total loans
$
1,226,506

$
1,196,234
Schedule of Financing Receivables Acquired with Deteriorated Credit Quality
Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of deterioration of credit quality since origination and for which it was probable that all contractually required payments would not be collected. The carrying amounts of these loans included in the loan balances above are summarized as follows:
(Dollars in thousands)
March 31,
2014
December 31,
2013
Commercial real estate
$
937

$
963

Commercial and industrial
63

78

Residential real estate
1,183

1,236

Consumer
—

—

Total outstanding balance
$
2,183

$
2,277

Net carrying amount
$
1,781

$
1,875
Nonaccrual and Past Due Loans
The recorded investments in loans on nonaccrual status and accruing loans delinquent for 90 days or more were as follows:
 
Nonaccrual Loans
 
Accruing Loans 90+ Days Past Due
(Dollars in thousands)
March 31,
2014
December 31,
2013
 
March 31,
2014
December 31,
2013
Commercial real estate, construction
$
96

$
96

 
$
—

$
—

Commercial real estate, other
3,810

3,717

 
—

—

    Commercial real estate
3,906

3,813

 
—

—

Commercial and industrial
640

708

 
—

—

Residential real estate
3,931

3,215

 
29

37

Home equity lines of credit
329

87

 
129

873

Consumer
—

58

 
1

—

Total
$
8,806

$
7,881

 
$
159

$
910
Aging Of The Recorded Investment In Past Due Loans And Leases
The following table presents the aging of the recorded investment in past due loans and leases:
 
Loans Past Due
 
Current
Loans
Total
Loans
(Dollars in thousands)
30 - 59 days
60 - 89 days
90 + Days
Total
 
March 31, 2014
 
 
 
 
 
 
 
Commercial real estate, construction
$
98

$
—

$
96

$
194

 
$
55,741

$
55,935

Commercial real estate, other
1,342

568

1,242

3,152

 
455,428

458,580

    Commercial real estate
1,440

568

1,338

3,346

 
511,169

514,515

Commercial and industrial
1,387

15

556

1,958

 
231,371

233,329

Residential real estate
3,926

736

2,049

6,711

 
262,083

268,794

Home equity lines of credit
200

15

205

420

 
59,899

60,319

Consumer
468

134

1

603

 
142,938

143,541

Deposit account overdrafts
30

—

—

30

 
5,978

6,008

Total
$
7,451

$
1,468

$
4,149

$
13,068

 
$
1,213,438

$
1,226,506

December 31, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
1,340

$
—

$
—

$
1,340

 
$
46,199

$
47,539

Commercial real estate, other
432

679

1,249

2,360

 
447,810

450,170

    Commercial real estate
1,772

679

1,249

3,700

 
494,009

497,709

Commercial and industrial
171

90

127

388

 
232,366

232,754

Residential real estate
5,445

1,509

1,452

8,406

 
260,211

268,617

Home equity lines of credit
254

65

929

1,248

 
58,828

60,076

Consumer
976

165

58

1,199

 
133,819

135,018

Deposit account overdrafts
47

—

—

47

 
2,013

2,060

Total
$
8,665

$
2,508

$
3,815

$
14,988

 
$
1,181,246

$
1,196,234
Loans By Risk Category
The following table summarizes the risk category of Peoples' loan portfolio based upon the most recent analysis performed:
 
Pass Rated
(Grades 1 - 4)
Watch
(Grade 5)
Substandard
(Grade 6)
Doubtful (Grade 7)
Not
Rated
Total
Loans
(Dollars in thousands)
March 31, 2014
 
 
 
 
 
 
Commercial real estate, construction
$
52,531

$
—

$
67

$
—

$
3,337

$
55,935

Commercial real estate, other
436,597

9,387

11,804

—

792

458,580

    Commercial real estate
489,128

9,387

11,871

—

4,129

514,515

Commercial and industrial
212,903

10,082

9,851

493

—

233,329

Residential real estate
25,847

2,640

7,541

—

232,766

268,794

Home equity lines of credit
837

—

1,187

—

58,295

60,319

Consumer
65

4

20

—

143,452

143,541

Deposit account overdrafts
—

—

—

—

6,008

6,008

Total
$
728,780

$
22,113

$
30,470

$
493

$
444,650

$
1,226,506

December 31, 2013
 
 
 
 
 
 
Commercial real estate, construction
$
43,407

$
148

$
68

$
—

$
3,916

$
47,539

Commercial real estate, other
423,313

13,433

12,921

—

503

450,170

    Commercial real estate
466,720

13,581

12,989

—

4,419

497,709

Commercial and industrial
212,193

6,013

14,006

542

—

232,754

Residential real estate
26,822

2,787

8,094

4

230,910

268,617

Home equity lines of credit
844

—

1,014

—

58,218

60,076

Consumer
50

5

24

—

134,939

135,018

Deposit account overdrafts
—

—

—

—

2,060

2,060

Total
$
706,629

$
22,386

$
36,127

$
546

$
430,546

$
1,196,234
Schedule Of Impaired Loans
The following tables summarize loans classified as impaired:
 
Unpaid
Principal
Balance
Recorded Investment
Total
Recorded
Investment
 
Average
Recorded
Investment
Interest
Income
Recognized
 
With
Allowance
Without
Allowance
Related
Allowance
(Dollars in thousands)
March 31, 2014
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
5,570

1,132

2,321

3,453

111

3,166

4

    Commercial real estate
5,570

$
1,132

$
2,321

$
3,453

$
111

$
3,166

$
4

Commercial and industrial
527

526

—

526

526

550

—

Residential real estate
3,538

—

3,310

3,310

—

3,090

33

Home equity lines of credit
519

—

519

519

—

410

4

Consumer
153

—

153

153

—

128

2

Total
$
10,307

$
1,658

$
6,303

$
7,961

$
637

$
7,344

$
43

December 31, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
4,970

1,150

1,729

2,879

83

4,586

6

    Commercial real estate
4,970

$
1,150

$
1,729

$
2,879

$
83

$
4,586

$
6

Commercial and industrial
617

575

5

580

575

278

1

Residential real estate
3,498

—

3,280

3,280

—

2,800

86

Home equity lines of credit
347

—

347

347

—

327

12

Consumer
182

—

182

182

—

127

15

Total
$
9,614

$
1,725

$
5,543

$
7,268

$
658

$
8,118

$
120
Troubled Debt Restructurings on Financing Receivables
The following table summarizes the loans that were modified as a TDR during the three months ended March 31, 2014 and 2013.
 
 
Three Months Ended
 
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
At March 31, 2014
Commercial real estate, other
1

$
511

$
511

$
503

Residential real estate
8

$
496

$
497

$
496

Home equity lines of credit
2

$
47

$
47

$
47

Consumer
5

$
64

$
64

$
64

 
 
 
 
 
 
 
Three Months Ended
 
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
At March 31, 2013
Residential real estate
6

$
180

$
180

$
180

Home equity lines of credit
1

$
25

$
25

$
25

Consumer
10

$
69

$
69

$
69
Summary Of Activity In Allowance For Loan And Lease Losses
Changes in the allowance for loan losses in the periods ended March 31, were as follows:
(Dollars in thousands)
Commercial Real Estate
Commercial and Industrial
Residential Real Estate
Home Equity Lines of Credit
Consumer
Deposit Account Overdrafts
Total
Balance, January 1, 2014
$
13,215

$
2,174

$
881

$
343

$
316

$
136

$
17,065

Charge-offs
—

(49
)
(137
)
(20
)
(302
)
(110
)
(618
)
Recoveries
112

5

38

6

184

70

415

Net recoveries (charge-offs)
112

(44
)
(99
)
(14
)
(118
)
(40
)
(203
)
Provision for loan losses
—

—

—

—

—

8

8

Balance, March 31, 2014
$
13,327

$
2,130

$
782

$
329

$
198

$
104

$
16,870

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
111

$
526

$
—

$
—

$
—

$
—

$
637

Loans collectively evaluated for impairment
13,216

1,604

782

329

198

104

16,233

Ending balance
$
13,327

$
2,130

$
782

$
329

$
198

$
104

$
16,870

 
 
 
 
 
 
 
 
Balance, January 1, 2013
$
14,215

$
1,733

$
801

$
479

$
438

$
145

$
17,811

Charge-offs
(566
)
—

(134
)
(2
)
(159
)
(130
)
(991
)
Recoveries
1,374

17

116

8

104

65

1,684

Net recoveries (charge-offs)
808

17

(18
)
6

(55
)
(65
)
693

Recovery of loan losses
(1,050
)
—

—

—

—

(15
)
(1,065
)
Balance, March 31, 2013
$
13,973

$
1,750

$
783

$
485

$
383

$
65

$
17,439

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
1,226

$
315

$
77

$
—

$
—

$
—

$
1,618

Loans collectively evaluated for impairment
12,747

1,435

706

485

383

65

15,821

Ending balance
$
13,973

$
1,750

$
783

$
485

$
383

$
65

$
17,439
Troubled Debt Restructurings during prior 12 months that subsequently defaulted [Table Text Block]
The following table presents those loans for the three months ended March 31, 2014 that were modified as a TDR during the last twelve months that subsequently defaulted (i.e., 90 days or more past due following a modification). There were no such loans during the three months ended March 31, 2013.
 
March 31, 2014
 
Number of Contracts
Recorded Investment (1)
Impact on the Allowance for Loan Losses
Residential real estate
2

$
91

$
—

Total
2

$
91

$
—
Accounting for Certain Loans and Debt Securities Acquired in Transfer Disclosure [Text Block]
Changes in the accretable yield for the three months ended March 31, 2014 were as follows:
(Dollars in thousands)
Accretable Yield
Balance, December 31, 2013
$
1,654

Accretion
(268
)
Balance, March 31, 2014
$
1,386