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Loans (Tables)
 9 Months Ended
Sep. 30, 2013
Receivables [Abstract]  
Schedule of Financing Receivables, Type
The major classifications of loan balances, excluding loans held for sale, were as follows:
(Dollars in thousands)
September 30,
2013
December 31, 2012
Commercial real estate, construction
$
39,969

$
34,265

Commercial real estate, other
374,953

378,073

    Commercial real estate
414,922

412,338

Commercial and industrial
192,238

180,131

Residential real estate
262,602

233,841

Home equity lines of credit
55,341

51,053

Consumer
127,785

101,246

Deposit account overdrafts
4,277

6,563

Total loans
$
1,057,165

$
985,172
Schedule of Financing Receivables Acquired with Deteriorated Credit Quality
Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of deterioration of credit quality since origination and for which it was probable that all contractually required payments would not be collected. The carrying amounts of these loans included in the loan balances above are summarized as follows:
(Dollars in thousands)
September 30,
2013
December 31,
2012
Commercial real estate
$
2,012

$
2,145

Commercial and industrial
57

74

Residential real estate
11,458

12,873

Consumer
48

84

Total outstanding balance
$
13,575

$
15,176

Net carrying amount
$
13,091

$
14,700
Nonaccrual and Past Due Loans
The recorded investments in loans on nonaccrual status and accruing loans delinquent for 90 days or more were as follows:
 
Nonaccrual Loans
 
Accruing Loans 90+ Days Past Due
(Dollars in thousands)
September 30,
2013
December 31,
2012
 
September 30,
2013
December 31,
2012
Commercial real estate, construction
$
76

$
—

 
$
—

$
—

Commercial real estate, other
4,786

9,831

 
—

—

    Commercial real estate
4,862

9,831

 
—

—

Commercial and industrial
323

627

 
950

181

Residential real estate
3,207

3,136

 
—

—

Home equity lines of credit
85

24

 
1,615

1,050

Consumer
60

20

 
32

4

Total
$
8,537

$
13,638

 
$
2,597

$
1,235
Aging Of The Recorded Investment In Past Due Loans And Leases
The following table presents the aging of the recorded investment in past due loans and leases:
 
Loans Past Due
 
Current
Total
(Dollars in thousands)
30 - 59 days
60 - 89 days
90 + Days
Total
 
Loans
Loans
September 30, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

 
$
39,969

$
39,969

Commercial real estate, other
2,485

635

1,972

5,092

 
369,861

374,953

    Commercial real estate
2,485

635

1,972

5,092

 
409,830

414,922

Commercial and industrial
4,324

—

1,177

5,501

 
186,737

192,238

Residential real estate
2,565

1,317

1,790

5,672

 
256,930

262,602

Home equity lines of credit
650

310

1,660

2,620

 
52,721

55,341

Consumer
758

112

92

962

 
126,823

127,785

Deposit account overdrafts
73

—

—

73

 
4,204

4,277

Total
$
10,855

$
2,374

$
6,691

$
19,920

 
$
1,037,245

$
1,057,165

December 31, 2012
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
77

$
—

$
77

 
$
34,188

$
34,265

Commercial real estate, other
11,382

705

5,144

17,231

 
360,842

378,073

    Commercial real estate
11,382

782

5,144

17,308

 
395,030

412,338

Commercial and industrial
3,841

116

294

4,251

 
175,880

180,131

Residential real estate
4,640

1,049

2,019

7,708

 
226,133

233,841

Home equity lines of credit
390

65

1,074

1,529

 
49,524

51,053

Consumer
926

127

10

1,063

 
100,183

101,246

Deposit account overdrafts
55

—

—

55

 
6,508

6,563

Total
$
21,234

$
2,139

$
8,541

$
31,914

 
$
953,258

$
985,172
Loans By Risk Category
The following table summarizes the risk category of Peoples' loan portfolio based upon the most recent analysis performed:
 
Pass Rated
Watch
Substandard
Doubtful
Not
Total
(Dollars in thousands)
(Grades 1 - 4)
(Grade 5)
(Grade 6)
(Grade 7)
Rated
Loans
September 30, 2013
 
 
 
 
 
 
Commercial real estate, construction
$
36,096

$
—

$
70

$
—

$
3,803

$
39,969

Commercial real estate, other
343,912

12,625

17,845

—

571

374,953

    Commercial real estate
380,008

12,625

17,915

—

4,374

414,922

Commercial and industrial
173,244

6,465

12,302

227

—

192,238

Residential real estate
22,787

1,706

7,743

—

230,366

262,602

Home equity lines of credit
891

—

1,019

—

53,431

55,341

Consumer
52

7

28

—

127,698

127,785

Deposit account overdrafts
—

—

—

—

4,277

4,277

Total
$
576,982

$
20,803

$
39,007

$
227

$
420,146

$
1,057,165

December 31, 2012
 
 
 
 
 
 
Commercial real estate, construction
$
29,738

$
—

$
1,095

$
—

$
3,432

$
34,265

Commercial real estate, other
328,435

18,940

29,573

—

1,125

378,073

    Commercial real estate
358,173

18,940

30,668

—

4,557

412,338

Commercial and industrial
150,180

21,566

7,054

—

1,331

180,131

Residential real estate
22,392

1,768

7,597

10

202,074

233,841

Home equity lines of credit
1,051

—

1,094

—

48,908

51,053

Consumer
66

—

47

—

101,133

101,246

Deposit account overdrafts
—

—

—

—

6,563

6,563

Total
$
531,862

$
42,274

$
46,460

$
10

$
364,566

$
985,172
Schedule Of Impaired Loans
The following tables summarize loans classified as impaired:
 
Unpaid
Recorded Investment
Total
 
Average
Interest
 
Principal
With
Without
Recorded
Related
Recorded
Income
(Dollars in thousands)
Balance
Allowance
Allowance
Investment
Allowance
Investment
Recognized
September 30, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
10,857

2,291

2,512

4,803

566

6,441

—

    Commercial real estate
10,857

$
2,291

$
2,512

$
4,803

$
566

$
6,441

$
—

Commercial and industrial
265

261

—

261

261

202

—

Residential real estate
3,271

76

2,790

2,866

29

2,968

90

Home equity lines of credit
342

—

342

342

—

331

12

Consumer
184

—

184

184

—

133

11

Total
$
14,919

$
2,628

$
5,828

$
8,456

$
856

$
10,075

$
113

December 31, 2012
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
19,023

2,785

7,053

9,838

1,262

11,048

—

    Commercial real estate
19,023

$
2,785

$
7,053

$
9,838

$
1,262

$
11,048

$
—

Commercial and industrial
696

182

437

619

36

518

—

Residential real estate
3,943

418

3,063

3,481

123

2,014

149

Home equity lines of credit
349

—

349

349

—

140

17

Consumer
114

—

114

114

—

49

14

Total
$
24,125

$
3,385

$
11,016

$
14,401

$
1,421

$
13,769

$
180
Troubled Debt Restructurings on Financing Receivables
The following table summarizes the loans that were modified as a TDR during the three and nine months ended September 30, 2013 and 2012.
 
 
Three Months Ended
 
Nine Months Ended
 
 
Recorded Investment (1)
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
At September 30, 2013
Number of Contracts
Pre-Modification
Post-Modification
At September 30, 2013
Commercial real estate, other
1

$
428

$
428

$
415

1

$
428

$
428

$
415

Commercial and industrial
—

$
—

$
—

$
—

—

$
—

$
—

$
—

Residential real estate
3

$
118

$
118

$
118

13

$
461

$
461

$
360

Home equity lines of credit
—

$
—

$
—

$
—

2

$
53

$
53

$
52

Consumer
6

$
55

$
55

$
55

28

$
219

$
219

$
131

 
 
 
 
 
 
 
 
 
 
 
Three Months Ended
 
Nine Months Ended
 
 
Recorded Investment (1)
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
At September 30, 2012
Number of Contracts
Pre-Modification
Post-Modification
At September 30, 2012
Commercial real estate, other
3

$
422

$
422

$
413

4

$
752

$
752

$
743

Commercial and industrial
2

$
58

$
58

$
58

2

$
58

$
58

$
58

Residential real estate
71

$
2,788

$
2,788

$
2,788

71

$
2,788

$
2,788

$
2,788

Home equity lines of credit
20

$
244

$
244

$
244

20

$
244

$
244

$
244

Consumer
33

$
143

$
143

$
143

33

$
143

$
143

$
143
Summary Of Activity In Allowance For Loan And Lease Losses
Changes in the allowance for loan losses in the periods ended September 30, were as follows:
(Dollars in thousands)
Commercial Real Estate
Commercial and Industrial
Residential Real Estate
Home Equity Lines of Credit
Consumer
Deposit Account Overdrafts
Total
Balance, January 1, 2013
$
14,215

$
1,733

$
801

$
479

$
438

$
145

$
17,811

Charge-offs
(982
)
(11
)
(440
)
(162
)
(645
)
(380
)
(2,620
)
Recoveries
4,313

28

300

20

361

135

5,157

Net recoveries (charge-offs)
3,331

17

(140
)
(142
)
(284
)
(245
)
2,537

Recovery of loan losses
(4,720
)
445

165

—

410

254

(3,446
)
Balance, September 30, 2013
$
12,826

$
2,195

$
826

$
337

$
564

$
154

$
16,902

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
566

$
261

$
29

$
—

$
—

$
—

$
856

Loans collectively evaluated for impairment
12,260

1,934

797

337

564

154

16,046

Ending balance
$
12,826

$
2,195

$
826

$
337

$
564

$
154

$
16,902

 
 
 
 
 
 
 
 
Balance, January 1, 2012
$
18,947

$
2,434

$
1,119

$
541

$
449

$
227

$
23,717

Charge-offs
(3,112
)
—

(890
)
(94
)
(428
)
(417
)
(4,941
)
Recoveries
2,538

258

608

23

459

158

4,044

Net (charge-offs) recoveries
(574
)
258

(282
)
(71
)
31

(259
)
(897
)
Recovery of loan losses
(3,400
)
(1,025
)
—

—

—

212

(4,213
)
Balance, September 30, 2012
$
14,973

$
1,667

$
837

$
470

$
480

$
180

$
18,607

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
731

$
—

$
36

$
—

$
—

$
—

$
767

Loans collectively evaluated for impairment
14,242

1,667

801

470

480

180

17,840

Ending balance
$
14,973

$
1,667

$
837

$
470

$
480

$
180

$
18,607
Troubled Debt Restructurings during prior 12 months that subsequently defaulted [Table Text Block]
The following table presents those loans for the nine months ended September 30, 2013 that were modified as a TDR during the last twelve months that subsequently defaulted (i.e., 90 days or more past due following a modification). There were no such loans during the nine months ended September 30, 2012.
 
September 30, 2013
 
Number of Contracts
Recorded Investment (1)
Impact on the Allowance for Loan Losses
Commercial real estate, other
1

$
251

$
—

Residential real estate
2

70

—

Home equity lines of credit
1

24

—

Consumer
2

11

—

Total
6

$
356

$
—