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Loans (Tables)
 6 Months Ended
Jun. 30, 2013
Receivables [Abstract]  
Schedule of Financing Receivables, Type
The major classifications of loan balances, excluding loans held for sale, were as follows:
(Dollars in thousands)
June 30,
2013
December 31, 2012
Commercial real estate, construction
$
30,770

$
34,265

Commercial real estate, other
389,281

378,073

    Commercial real estate
420,051

412,338

Commercial and industrial
184,981

180,131

Residential real estate
252,282

233,841

Home equity lines of credit
52,212

51,053

Consumer
119,029

101,246

Deposit account overdrafts
1,674

6,563

Total loans
$
1,030,229

$
985,172
Schedule of Financing Receivables Acquired with Deteriorated Credit Quality
Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of deterioration of credit quality since origination and for which it was probable that all contractually required payments would not be collected. The carrying amounts of these loans included in the loan balances above are summarized as follows:
(Dollars in thousands)
June 30,
2013
December 31,
2012
Commercial real estate
$
1,890

$
2,145

Commercial and industrial
58

74

Residential real estate
12,084

12,873

Consumer
53

84

Total outstanding balance
$
14,085

$
15,176

Net carrying amount
$
13,607

$
14,700
Nonaccrual and Past Due Loans
The recorded investments in loans on nonaccrual status and accruing loans delinquent for 90 days or more were as follows:
 
 
 
 
Accruing Loans
 
Nonaccrual Loans
 
90+ Days Past Due
(Dollars in thousands)
June 30,
2013
December 31,
2012
 
June 30,
2013
December 31,
2012
Commercial real estate, construction
$
80

$
—

 
$
—

$
—

Commercial real estate, other
6,801

9,831

 
36

—

    Commercial real estate
6,881

9,831

 
36

—

Commercial and industrial
297

627

 
—

181

Residential real estate
3,311

3,136

 
—

—

Home equity lines of credit
56

24

 
—

—

Consumer
62

20

 
—

4

Total
$
10,607

$
13,638

 
$
36

$
185
Aging Of The Recorded Investment In Past Due Loans And Leases
The following table presents the aging of the recorded investment in past due loans and leases:
 
Loans Past Due
 
Current
Total
(Dollars in thousands)
30 - 59 days
60 - 89 days
90 + Days
Total
 
Loans
Loans
June 30, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
80

$
—

$
80

 
$
30,690

$
30,770

Commercial real estate, other
328

306

3,870

4,504

 
384,777

389,281

    Commercial real estate
328

386

3,870

4,584

 
415,467

420,051

Commercial and industrial
134

65

263

462

 
184,519

184,981

Residential real estate
2,874

278

1,641

4,793

 
247,489

252,282

Home equity lines of credit
482

—

48

530

 
51,682

52,212

Consumer
571

95

61

727

 
118,302

119,029

Deposit account overdrafts
61

—

—

61

 
1,613

1,674

Total
$
4,450

$
824

$
5,883

$
11,157

 
$
1,019,072

$
1,030,229

December 31, 2012
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
77

$
—

$
77

 
$
34,188

$
34,265

Commercial real estate, other
11,382

705

5,144

17,231

 
360,842

378,073

    Commercial real estate
11,382

782

5,144

17,308

 
395,030

412,338

Commercial and industrial
3,841

116

294

4,251

 
175,880

180,131

Residential real estate
4,640

1,049

2,019

7,708

 
226,133

233,841

Home equity lines of credit
274

25

24

323

 
50,730

51,053

Consumer
926

127

10

1,063

 
100,183

101,246

Deposit account overdrafts
55

—

—

55

 
6,508

6,563

Total
$
21,118

$
2,099

$
7,491

$
30,708

 
$
954,464

$
985,172
Loans By Risk Category
The following table summarizes the risk category of Peoples' loan portfolio based upon the most recent analysis performed:
 
Pass Rated
Watch
Substandard
Doubtful
Not
Total
(Dollars in thousands)
(Grades 1 - 4)
(Grade 5)
(Grade 6)
(Grade 7)
Rated
Loans
June 30, 2013
 
 
 
 
 
 
Commercial real estate, construction
$
26,531

$
—

$
71

$
—

$
4,168

$
30,770

Commercial real estate, other
354,212

12,290

22,350

—

429

389,281

    Commercial real estate
380,743

12,290

22,421

—

4,597

420,051

Commercial and industrial
165,285

3,914

15,782

—

—

184,981

Residential real estate
22,814

1,740

7,481

1

220,246

252,282

Home equity lines of credit
948

—

1,086

—

50,178

52,212

Consumer
66

—

35

—

118,928

119,029

Deposit account overdrafts
—

—

—

—

1,674

1,674

Total
$
569,856

$
17,944

$
46,805

$
1

$
395,623

$
1,030,229

December 31, 2012
 
 
 
 
 
 
Commercial real estate, construction
$
29,738

$
—

$
1,095

$
—

$
3,432

$
34,265

Commercial real estate, other
328,435

18,940

29,573

—

1,125

378,073

    Commercial real estate
358,173

18,940

30,668

—

4,557

412,338

Commercial and industrial
150,180

21,566

7,054

—

1,331

180,131

Residential real estate
22,392

1,768

7,597

10

202,074

233,841

Home equity lines of credit
1,051

—

1,094

—

48,908

51,053

Consumer
66

—

47

—

101,133

101,246

Deposit account overdrafts
—

—

—

—

6,563

6,563

Total
$
531,862

$
42,274

$
46,460

$
10

$
364,566

$
985,172
Schedule Of Impaired Loans
The following tables summarize loans classified as impaired:
 
Unpaid
Recorded Investment
Total
 
Average
Interest
 
Principal
With
Without
Recorded
Related
Recorded
Income
(Dollars in thousands)
Balance
Allowance
Allowance
Investment
Allowance
Investment
Recognized
June 30, 2013
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
14,483

3,379

3,398

6,777

1,180

7,609

—

    Commercial real estate
14,483

$
3,379

$
3,398

$
6,777

$
1,180

$
7,609

$
—

Commercial and industrial
270

266

—

266

266

254

—

Residential real estate
3,758

229

2,975

3,204

95

2,372

64

Home equity lines of credit
348

—

348

348

—

296

8

Consumer
245

—

245

245

—

167

10

Total
$
19,104

$
3,874

$
6,966

$
10,840

$
1,541

$
10,698

$
82

December 31, 2012
 
 
 
 
 
 
 
Commercial real estate, construction
$
—

$
—

$
—

$
—

$
—

$
—

$
—

Commercial real estate, other
19,023

2,785

7,053

9,838

1,262

11,048

—

    Commercial real estate
19,023

$
2,785

$
7,053

$
9,838

$
1,262

$
11,048

$
—

Commercial and industrial
696

182

437

619

36

518

—

Residential real estate
3,943

418

3,063

3,481

123

2,014

149

Home equity lines of credit
349

—

349

349

—

140

17

Consumer
114

—

114

114

—

49

14

Total
$
24,125

$
3,385

$
11,016

$
14,401

$
1,421

$
13,769

$
180
Troubled Debt Restructurings on Financing Receivables
The following table summarizes the loans that were modified as a TDR during the three and six months ended June 30, 2013 and 2012.
 
 
Three Months Ended
 
Six Months Ended
 
 
Recorded Investment (1)
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
At June 30, 2013
Number of Contracts
Pre-Modification
Post-Modification
At June 30, 2013
Residential real estate
4

$
174

$
174

$
174

10

$
343

$
343

$
343

Home equity lines of credit
1

$
30

$
30

$
30

2

$
53

$
53

$
53

Consumer
12

$
109

$
109

$
109

22

$
164

$
164

$
164

 
 
 
 
 
 
 
 
 
 
 
Three Months Ended
 
Six Months Ended
 
 
Recorded Investment (1)
 
Recorded Investment (1)
 
Number of Contracts
Pre-Modification
Post-Modification
At June 30, 2012
Number of Contracts
Pre-Modification
Post-Modification
At June 30, 2012
Commercial real estate, other
3

$
1,291

$
1,291

$
1,261

3

$
1,291

$
1,291

$
1,261

Residential real estate
1

$
50

$
50

$
49

1

$
50

$
50

$
49
Summary Of Activity In Allowance For Loan And Lease Losses
Changes in the allowance for loan losses in the periods ended June 30, were as follows:
(Dollars in thousands)
Commercial Real Estate
Commercial and Industrial
Residential Real Estate
Home Equity Lines of Credit
Consumer
Deposit Account Overdrafts
Total
Balance, January 1, 2013
$
14,215

$
1,733

$
801

$
479

$
438

$
145

$
17,811

Charge-offs
(783
)
(11
)
(222
)
(2
)
(344
)
(245
)
(1,607
)
Recoveries
2,806

21

261

13

236

99

3,436

Net recoveries (charge-offs)
2,023

10

39

11

(108
)
(146
)
1,829

Recovery of loan losses
(3,670
)
445

165

—

410

123

(2,527
)
Balance, June 30, 2013
$
12,568

$
2,188

$
1,005

$
490

$
740

$
122

$
17,113

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
1,180

$
266

$
95

$
—

$
—

$
—

$
1,541

Loans collectively evaluated for impairment
11,388

1,922

910

490

740

122

15,572

Ending balance
$
12,568

$
2,188

$
1,005

$
490

$
740

$
122

$
17,113

 
 
 
 
 
 
 
 
Balance, January 1, 2012
$
18,947

$
2,434

$
1,119

$
541

$
449

$
227

$
23,717

Charge-offs
(2,846
)
(33
)
(561
)
(77
)
(345
)
(254
)
(4,116
)
Recoveries
2,411

148

532

14

352

124

3,581

Net (charge-offs) recoveries
(435
)
115

(29
)
(63
)
7

(130
)
(535
)
Recovery of loan losses
(2,300
)
(1,025
)
—

—

—

68

(3,257
)
Balance, June 30, 2012
$
16,212

$
1,524

$
1,090

$
478

$
456

$
165

$
19,925

 
 
 
 
 
 
 
 
Period-end amount allocated to:
 
 
 
 
 
 
Loans individually evaluated for impairment
$
973

$
22

$
289

$
—

$
—

$
—

$
1,284

Loans collectively evaluated for impairment
15,239

1,502

801

478

456

165

18,641

Ending balance
$
16,212

$
1,524

$
1,090

$
478

$
456

$
165

$
19,925
Troubled Debt Restructurings during prior 12 months that subsequently defaulted [Table Text Block]
The following table presents those loans for the six months ended June 30, 2013 that were modified as a TDR during the last twelve months that subsequently defaulted (i.e., 90 days or more past due following a modification). There were no such loans during the six months ended June 30, 2012.
 
June 30, 2013
 
Number of Contracts
Recorded Investment (1)
Impact on the Allowance for Loan Losses
Commercial real estate, other
1

$
251

$
—

Residential Real Estate
2

70

—

Home equity lines of credit
1

24

—

Total
4

$
345

$
—