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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 12 Months Ended
Mar. 31, 2013
Dec. 31, 2012
Interest Income:    
Interest and fees on loans $ 11,454 $ 11,760
Interest and dividends on taxable investment securities 4,215 5,507
Interest on tax-exempt investment securities 379 341
Other interest income 18 4
Total interest income 16,066 17,612
Interest Expense:    
Interest on deposits 1,939 2,547
Interest on short-term borrowings 13 19
Interest on long-term borrowings 1,139 1,119
Interest on junior subordinated notes held by subsidiary trust 0 495
Total interest expense 3,091 4,180
Net interest income 12,975 13,432
(Recovery of) provision for loan losses (1,065) (2,137)
Net interest income after (recovery of) provision for loan losses 14,040 15,569
Other Income:    
Insurance income 2,878 2,951
Deposit account service charges 2,057 2,237
Trust and investment income 1,702 1,496
Electronic banking income 1,419 1,488
Mortgage banking income 718 549
Net gain on investment securities 418 3,163
Net loss on assets (5) (3,062)
Other non-interest income 298 361
Total other income 9,485 9,183
Other Expenses:    
Salaries and employee benefit costs 8,717 8,245
Net occupancy and equipment 1,858 1,432
Professional fees 894 813
Electronic banking expense 840 694
Marketing expense 450 475
Data processing and software 461 487
Franchise tax 413 412
Communication expense 303 348
Foreclosed real estate and other loan expenses 217 221
FDIC insurance 280 309
Amortization of other intangible assets 189 107
Other non-interest expense 1,563 1,473
Total other expenses 16,185 15,016
Income before income taxes 7,340 9,736
Income tax expense 2,318 3,079
Net income 5,022 6,657
Earnings per common share - basic $ 0.47 $ 0.63
Earnings per common share - diluted $ 0.47 $ 0.63
Weighted-average number of common shares outstanding - basic 10,556,261 10,513,388
Weighted-average number of common shares outstanding - diluted 10,571,383 10,513,388
Cash dividends declared $ 1,295 $ 1,172
Cash dividends declared per share $ 0.12 $ 0.11