Financial Instruments with Off-Balance Sheet Risk (Tables)

12 Months Ended

Dec. 31, 2012

Financial Instruments with Off-Balance Sheet Risk [Abstract]

Loan Commitments and Standby Letters of Credit [Table Text Block]

The total amounts of loan commitments and standby letters of credit at December 31 are summarized as follows:



(Dollars in thousands)	2012		2011
Home equity lines of credit	$	43,818	$	44,850
Unadvanced construction loans	11,839		10,023
Other loan commitments	113,868		135,110
Loan commitments	169,525		189,983

Standby letters of credit	$	35,373	$	40,821

- Definition

Tabular disclosure of each guarantee obligation, or each group of similar guarantee obligations, including (a) the nature of the guarantee, including its term, how it arose, and the events or circumstances that would require the guarantor to perform under the guarantee; (b) the maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee; (c) the current carrying amount of the liability, if any, for the guarantor's obligations under the guarantee; and (d) the nature of any recourse provisions under the guarantee, and any assets held either as collateral or by third parties, and any relevant related party disclosure. Excludes disclosures about product warranties.

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