Exhibit 7


Charter No. 1461
Comptroller of the Currency
Northeastern District
REPORT OF CONDITION
CONSOLIDATING
DOMESTIC AND FOREIGN
SUBSIDIARIES OF
Citibank, N.A. of New York in the State of New York, at the close of business on
June 30, 2002, published in response to call made by Comptroller of the
Currency, under Title 12, United States Code, Section 161. Charter Number 1461
Comptroller of the Currency Northeastern District.

ASSETS                                      Thousands of dollars
Cash and balances due from
     depository institutions:
Noninterest-bearing balances
     and currency and coin .....................$10,180,000
Interest-bearing balances .......................14,852,000
Held-to-maturity securities ........................160,000
Available-for-sale securities . . . . ...........57,197,000
Federal funds sold in domestic
      Offices ................................... 3,510,000
Securities purchased under
      agreements to resell ......................12,290,000
Loans and lease financing
         receivables:
Loans and leases held for sale ...................9,202,000
Loans and Leases, net of
         unearned income ....296,924,000
         LESS: Allowance for loan and lease
         losses ...............7,496,000
                            -------------
Loans and leases, net of unearned
         income, allowance, and reserve ........289,428,000
Trading assets ..................................48,656,000
Premises and fixed assets
         (including capitalized leases) ..........4,093,000
Other real estate owned ............................173,000
Investments in unconsolidated
         subsidiaries and associated
         companies .................................803,000
Customers' liability to this bank
         on acceptances outstanding ..............1,412,000
Intangible assets: Goodwill ......................5,280,000
Intangible assets: Other intangible
          assets .................................5,155,000
Other assets ....................................24,683,000
                                                 ----------
TOTAL ASSETS ..................................$487,074,000
                                               ============
LIABILITIES

Deposits: In domestic offices .................$103,347,000
Noninterest- bearing ............18,032,000
Interest- bearing ...............85,315,000
In foreign offices, Edge and
         Agreement subsidiaries,
         and IBFs ..............................225,026,000



Noninterest- bearing .........15,991,000
Interest- bearing ...........209,035,000
Federal funds purchased in domestic
      Offices ...................................13,358,000
Securities sold under agreements
         to repurchase ..........................12,703,000
Demand notes issued to the
         U.S. Treasury ...................................0
Trading liabilities .............................30,055,000
Other borrowed money (includes
         mortgage indebtedness and
         obligations under capitalized
         leases): ss ............................29,221,000
Bank's liability on acceptances
         executed and outstanding ................1,412,000
Subordinated notes and debentures ...............10,700,000
Other liabilities ...............................22,809,000
                                                 ----------
TOTAL LIABILITIES .............................$448,631,000
                                               ------------
Minority interest in consolidated
Subsidiaries .......................................214,000

EQUITY CAPITAL
Perpetual preferred stock and
         related surplus .........................1,950,000
Common stock .......................................751,000
Surplus .........................................19,217,000
Retained Earnings ...............................17,866,000
Accumulated other comprehensive
         income .................................-1,555,000
Other equity capital
components ...............................................0
TOTAL EQUITY CAPITAL ...........................$38,229,000
TOTAL LIABILITIES AND EQUITY
         CAPITAL ..............................$487,074,000
                                               ============

I, Grace B. Vogel, VP and Controller of the above-named bank do hereby declare
that this Report of Condition is true and correct to the best of my knowledge
and belief.
GRACE B VOGEL
VICE PRESIDENT AND CONTROLLER

We, the undersigned directors, attest to the correctness of this Report of
Condition. We declare that it has been examined by us, and to the best of our
knowledge and belief has been prepared in conformance with the instructions and
is true and correct.
ALAN S. MACDONALD
WILLIAM R. RHODES
VICTOR J. MENEZES
DIRECTORS