-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 HtYEl78748b9LRQOao5ADUKXlbppF6wLIr0n1SF7Iw9ENnCLU+Jvnbm6CbB/Amh1
 T2pV2vaIDIQInBTRSiA7HA==

<SEC-DOCUMENT>0001209777-03-000005.txt : 20030724
<SEC-HEADER>0001209777-03-000005.hdr.sgml : 20030724
<ACCEPTANCE-DATETIME>20030723181045
ACCESSION NUMBER:		0001209777-03-000005
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030722
FILED AS OF DATE:		20030724

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SCHWAB CHARLES CORP
		CENTRAL INDEX KEY:			0000316709
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				943025021
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		120 KEARNY STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94104
		BUSINESS PHONE:		4156277000

	MAIL ADDRESS:	
		STREET 1:		101 MONTGOMERY ST
		STREET 2:		(SF120KNY-9)
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94104

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			PENNEY GEOFFREY J
		CENTRAL INDEX KEY:			0001209777

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09700
		FILM NUMBER:		03799153

	BUSINESS ADDRESS:	
		STREET 1:		120 KEARNY STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94108
		BUSINESS PHONE:		4156277000

	MAIL ADDRESS:	
		STREET 1:		120 KEARNY STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94108
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-07-22</periodOfReport>
    <issuer>
        <issuerCik>0000316709</issuerCik>
        <issuerName>SCHWAB CHARLES CORP</issuerName>
        <issuerTradingSymbol>SCH</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001209777</rptOwnerCik>
            <rptOwnerName>PENNEY GEOFFREY J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>EVP and CIO</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-07-22</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1"/></transactionCoding><transactionAmounts><transactionShares><value>182000</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>375750</value><footnoteId id="F2"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><v
alue/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><footnotes><footnote id="F1">The shares were granted under the Company's 1992 Stock Incentive Plan and/or 2001 Stock Incentive Plan and vest 25% on the third and fourth anniversary of the grant date and 50% on the fifth anniversary of the grant date.</footnote><footnote id="F2">The reporting person also has an indirect beneficial ownership interest in 1,124.77 shares held in a 401(k) and 1,043.73 shares held by ESOP.</footnote></footnotes><ownerSignature><signatureName>Jane E. Fry, Attorney-in-fact</signatureName><signatureDate>2003-07-23</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----