EXHIBIT 23.1


                          INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in this Registration Statement of
The Charles Schwab Corporation on Form S-8 of our reports dated March 8, 2002,
appearing in and incorporated by reference in the Annual Report on Form 10-K of
The Charles Schwab Corporation for the year ended December 31, 2001.




/s/ DELOITTE & TOUCHE LLP
_________________________
San Francisco, California
December 19, 2002