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                                                                    EXHIBIT 23.2

                       CONSENT OF INDEPENDENT ACCOUNTANTS


     We consent to the incorporation by reference in this Amendment No. 1 to
Form S-4 (File No. 333-48764) of The Charles Schwab Corporation of our report
dated January 31, 2000, on our audits of the consolidated financial statements
of U.S. Trust Corporation and its subsidiaries as of December 31, 1999 and 1998,
and for the three years ended December 31, 1999, which report is included in the
Current Report on Form 8-K of The Charles Schwab Corporation dated July 18,
2000. We also consent to the references to us under the heading "Experts" in
such Registration Statement.


/s/ PRICEWATERHOUSECOOPERS LLP

PricewaterhouseCoopers LLP
New York, New York

November 7, 2000