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Regulatory Requirements (Tables)
 3 Months Ended
Mar. 31, 2024
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Regulatory Capital and Ratios Regulatory capital and ratios for CSC (consolidated) and CSB are as follows:
ActualMinimum to be
Well Capitalized		Minimum Capital Requirement
March 31, 2024AmountRatioAmountRatioAmount
Ratio (1)
CSC      
Common Equity Tier 1 Risk-Based Capital$32,407 26.7 %N/A $5,460 4.5 %
Tier 1 Risk-Based Capital41,598 34.3 %N/A 7,280 6.0 %
Total Risk-Based Capital41,635 34.3 %N/A 9,706 8.0 %
Tier 1 Leverage41,598 8.8 %N/A 18,845 4.0 %
Supplementary Leverage Ratio41,598 8.8 %N/A14,231 3.0 %
CSB  
Common Equity Tier 1 Risk-Based Capital$31,944 39.3 %$5,282 6.5 %$3,657 4.5 %
Tier 1 Risk-Based Capital31,944 39.3 %6,501 8.0 %4,876 6.0 %
Total Risk-Based Capital31,977 39.4 %8,126 10.0 %6,501 8.0 %
Tier 1 Leverage31,944 10.4 %15,343 5.0 %12,275 4.0 %
Supplementary Leverage Ratio31,944 10.3 %N/A9,270 3.0 %
December 31, 2023     
CSC      
Common Equity Tier 1 Risk-Based Capital$31,411 24.5 %N/A $5,770 4.5 %
Tier 1 Risk-Based Capital40,602 31.7 %N/A 7,694 6.0 %
Total Risk-Based Capital40,645 31.7 %N/A 10,258 8.0 %
Tier 1 Leverage40,602 8.5 %N/A 19,043 4.0 %
Supplementary Leverage Ratio40,602 8.5 %N/A14,379 3.0 %
CSB      
Common Equity Tier 1 Risk-Based Capital$31,777 37.9 %$5,448 6.5 %$3,771 4.5 %
Tier 1 Risk-Based Capital31,777 37.9 %6,705 8.0 %5,029 6.0 %
Total Risk-Based Capital31,816 38.0 %8,381 10.0 %6,705 8.0 %
Tier 1 Leverage31,777 10.1 %15,793 5.0 %12,634 4.0 %
Supplementary Leverage Ratio31,777 10.0 %N/A9,540 3.0 %
(1) Under risk-based capital rules, CSC and CSB are also required to maintain additional capital buffers above the regulatory minimum risk-based capital ratios. As of March 31, 2024, CSC was subject to a stress capital buffer of 2.5%. In addition, CSB is required to maintain a capital conservation buffer of 2.5%. CSC and CSB are also required to maintain a countercyclical capital buffer above the regulatory minimum risk-based capital ratios, which was zero for both periods presented. If a buffer falls below the minimum requirement, CSC and CSB would be subject to increasingly strict limits on capital distributions and discretionary bonus payments to executive officers. At March 31, 2024, the minimum capital ratio requirements for both CSC and CSB, inclusive of their respective buffers, were 7.0%, 8.5%, and 10.5% for Common Equity Tier 1 Risk-Based Capital, Tier 1 Risk-Based Capital, and Total Risk-Based Capital, respectively.
N/A Not applicable.
Net Capital and Net Capital Requirements
Net capital and net capital requirements for CS&Co, TDAC, and TD Ameritrade, Inc., are as follows:
March 31, 2024December 31, 2023
CS&Co
Net capital$6,227 $5,629 
Minimum dollar requirement0.250 0.250 
2% of aggregate debit balances1,146 1,069 
Net capital in excess of required net capital$5,081 $4,560 
TDAC
Net capital$3,144 $3,634 
Minimum dollar requirement1.500 1.500 
2% of aggregate debit balances506 440 
Net capital in excess of required net capital$2,638 $3,194 
TD Ameritrade, Inc.
Net capital$566 $444 
Minimum dollar requirement0.250 0.250 
2% of aggregate debit balances— — 
Net capital in excess of required net capital$566 $444