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Regulatory Requirements (Tables)
 12 Months Ended
Dec. 31, 2023
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Regulatory Capital and Ratios
The regulatory capital and ratios for CSC (consolidated) and CSB are as follows:
ActualMinimum to be
Well Capitalized		Minimum Capital
Requirement
December 31, 2023AmountRatioAmountRatioAmount
Ratio (1)
CSC      
Common Equity Tier 1 Risk-Based Capital$31,411 24.5 %N/A $5,770 4.5 %
Tier 1 Risk-Based Capital40,602 31.7 %N/A 7,694 6.0 %
Total Risk-Based Capital40,645 31.7 %N/A 10,258 8.0 %
Tier 1 Leverage40,602 8.5 %N/A 19,043 4.0 %
Supplementary Leverage Ratio 40,602 8.5 %N/A14,379 3.0 %
CSB      
Common Equity Tier 1 Risk-Based Capital$31,777 37.9 %$5,448 6.5 %$3,771 4.5 %
Tier 1 Risk-Based Capital31,777 37.9 %6,705 8.0 %5,029 6.0 %
Total Risk-Based Capital31,816 38.0 %8,381 10.0 %6,705 8.0 %
Tier 1 Leverage31,777 10.1 %15,793 5.0 %12,634 4.0 %
Supplementary Leverage Ratio31,777 10.0 %N/A9,540 3.0 %
December 31, 2022      
CSC      
Common Equity Tier 1 Risk-Based Capital$30,590 21.9 %N/A $6,258 4.5 %
Tier 1 Risk-Based Capital40,296 28.9 %N/A 8,379 6.0 %
Total Risk-Based Capital40,376 28.9 %N/A 11,173 8.0 %
Tier 1 Leverage40,296 7.2 %N/A 22,512 4.0 %
Supplementary Leverage Ratio 40,296 7.1 %N/A17,004 3.0 %
CSB      
Common Equity Tier 1 Risk-Based Capital$27,296 27.4 %$6,476 6.5 %$4,483 4.5 %
Tier 1 Risk-Based Capital27,296 27.4 %7,970 8.0 %5,978 6.0 %
Total Risk-Based Capital27,370 27.5 %9,963 10.0 %7,970 8.0 %
Tier 1 Leverage27,296 7.3 %18,640 5.0 %14,912 4.0 %
Supplementary Leverage Ratio
27,296 7.3 %N/A11,275 3.0 %
(1) Under risk-based capital rules, CSC and CSB are also required to maintain additional capital buffers above the regulatory minimum risk-based capital ratios. As of December 31, 2023, CSC was subject to a stress capital buffer of 2.5%. In addition, CSB is required to maintain a capital conservation buffer of 2.5%. CSC and CSB are also required to maintain a countercyclical capital buffer above the regulatory minimum risk-based capital ratios, which was zero for both periods presented. If a buffer falls below the minimum requirement, CSC and CSB would be subject to increasingly strict limits on capital distributions and discretionary bonus payments to executive officers. At December 31, 2023, the minimum capital ratio requirements for both CSC and CSB, inclusive of their respective buffers, were 7.0%, 8.5%, and 10.5% for Common Equity Tier 1 Risk-Based Capital, Tier 1 Risk-Based Capital, and Total Risk-Based Capital, respectively.
N/A Not applicable.
Net Capital and Net Capital Requirements
Net capital and net capital requirements for CS&Co, TDAC, and TD Ameritrade, Inc., are as follows:
December 31,20232022
CS&Co
Net capital$5,629 $5,386 
Minimum dollar requirement0.250 0.250 
2% of aggregate debit balances1,069 778 
Net capital in excess of required net capital$4,560 $4,608 
TDAC
Net capital$3,634 $5,291 
Minimum dollar requirement1.500 1.500 
2% of aggregate debit balances440 626 
Net capital in excess of required net capital$3,194 $4,665 
TD Ameritrade, Inc.
Net capital$444 $806 
Minimum dollar requirement0.250 0.250 
2% of aggregate debit balances— — 
Net capital in excess of required net capital$444 $806