Regulatory Requirements (Tables)

9 Months Ended

Sep. 30, 2017

Banking and Thrift [Abstract]

Regulatory Capital and Ratios

The regulatory capital and ratios for CSC and Schwab Bank are as follows:

	Actual				Minimum to be Well Capitalized				Minimum Capital Requirement
September 30, 2017	Amount		Ratio		Amount		Ratio		Amount		Ratio
CSC
Common Equity Tier 1 Risk-Based Capital	$	14,128	19.6	%	N/A				$	3,242	4.5	%
Tier 1 Risk-Based Capital	16,911		23.5	%	N/A				4,322		6.0	%
Total Risk-Based Capital	16,939		23.5	%	N/A				5,763		8.0	%
Tier 1 Leverage	16,911		7.7	%	N/A				8,802		4.0	%
Schwab Bank
Common Equity Tier 1 Risk-Based Capital	$	12,862	20.0	%	$	4,171	6.5	%	$	2,888	4.5	%
Tier 1 Risk-Based Capital	12,862		20.0	%	5,134		8.0	%	3,850		6.0	%
Total Risk-Based Capital	12,889		20.1	%	6,417		10.0	%	5,134		8.0	%
Tier 1 Leverage	12,862		7.2	%	8,923		5.0	%	7,138		4.0	%
December 31, 2016
CSC
Common Equity Tier 1 Risk-Based Capital	$	12,574	18.4	%	N/A				$	3,068	4.5	%
Tier 1 Risk-Based Capital	15,357		22.5	%	N/A				4,091		6.0	%
Total Risk-Based Capital	15,384		22.6	%	N/A				5,454		8.0	%
Tier 1 Leverage	15,357		7.2	%	N/A				8,516		4.0	%
Schwab Bank
Common Equity Tier 1 Risk-Based Capital	$	11,878	19.8	%	$	3,894	6.5	%	$	2,696	4.5	%
Tier 1 Risk-Based Capital	11,878		19.8	%	4,793		8.0	%	3,595		6.0	%
Total Risk-Based Capital	11,904		19.9	%	5,992		10.0	%	4,793		8.0	%
Tier 1 Leverage	11,878		7.0	%	8,456		5.0	%	6,765		4.0	%

N/A Not applicable.

Net Capital and Net Capital Requirements for Schwab and optionsXpress, Inc.

Net capital and net capital requirements for Schwab and optionsXpress are as follows:

September 30, 2017	Net Capital		Minimum Net Capital Required		2% of Aggregate Debit Balances		Net Capital in Excess of Required Capital
Schwab	$	1,974	$	0.250	$	394	$	1,580
optionsXpress	295		1		7		288
December 31, 2016
Schwab	$	1,846	$	0.250	$	355	$	1,491
optionsXpress	269		1		8		261