Regulatory Requirements (Tables)

12 Months Ended

Dec. 31, 2015

Regulatory Requirements [Abstract]

Regulatory Capital and Ratios

					Minimum to be				Minimum Capital
	Actual				Well Capitalized				Requirement
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2015
CSC (1)
Common Equity Tier 1 Risk-Based Capital	$	10,851	18.2	%		N/A			$	2,681	4.5	%
Tier 1 Risk-Based Capital		12,310	20.7	%		N/A				3,575	6.0	%
Total Risk-Based Capital		12,342	20.7	%		N/A				4,766	8.0	%
Tier 1 Leverage		12,310	7.1	%		N/A				6,912	4.0	%
Schwab Bank(2)
Common Equity Tier 1 Risk-Based Capital	$	9,314	18.1	%	$	3,349	6.5	%	$	2,318	4.5	%
Tier 1 Risk-Based Capital		9,314	18.1	%		4,121	8.0	%		3,091	6.0	%
Total Risk-Based Capital		9,345	18.1	%		5,152	10.0	%		4,121	8.0	%
Tier 1 Leverage		9,314	7.1	%		6,594	5.0	%		5,275	4.0	%
December 31, 2014
Schwab Bank (2)
Tier 1 Risk-Based Capital	$	7,700	22.1	%	$	2,095	6.0	%	$	1,397	4.0	%
Total Risk-Based Capital		7,744	22.2	%		3,492	10.0	%		2,793	8.0	%
Tier 1 Leverage		7,700	6.9	%		5,548	5.0	%		4,438	4.0	%

(1)	The ratios above reflect the impact of a change in approach related to the risk-weighting of the majority of the Company’s margin loan portfolio in accordance with the new capital requirements based on Basel III rules which became effective at the beginning of 2015.
(2)	Due to the change in regulatory requirements, the December 31, 2015 ratios were calculated under the new capital requirements based on Basel III requirements and the December 31, 2014 ratios were calculated under the prior capital requirements based on Basel I requirements.

N/A Not applicable.

Net Capital and Net Capital Requirements for Schwab and optionsXpress, Inc.

								Net Capital
			Minimum				2% of	in Excess of
			Net Capital				Aggregate	Required
December 31, 2015	Net Capital		Required		Debit Balances			Net Capital
Schwab	$	1,746	$	0.250		$	358	$	1,388
optionsXpress, Inc.		244		1			7		237
December 31, 2014
Schwab	$	1,550	$	0.250		$	324	$	1,226
optionsXpress, Inc.		123		1			6		117