Earnings Per Common Share

12 Months Ended

Dec. 31, 2014

Earnings Per Common Share [Abstract]

Earnings Per Common Share

21.Earnings Per Common Share

Basic EPS is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding during the period. The computation of diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if dilutive potential common shares had been issued. Dilutive potential common shares include, if dilutive, the effect ofoutstanding stock options and unvested restricted stock awards and units. EPS under the basic and diluted computations is as follows:

Year Ended December 31,		2014		2013		2012
Net income	$	1,321	$	1,071	$	928
Preferred stock dividends		(60)		(61)		(45)
Net income available to common stockholders	$	1,261	$	1,010	$	883
Weighted-average common shares outstanding — basic		1,303		1,285		1,274
Common stock equivalent shares related to stock incentive plans		12		8		1
Weighted-average common shares outstanding — diluted (1)		1,315		1,293		1,275
Basic EPS	$	.96	$	.78	$	.69
Diluted EPS	$	.95	$	.78	$	.69

(1) Antidilutive stock options and restricted stock awards excluded from the calculation of diluted EPS totaled 24 million, 34 million, and 74 million shares in 2014, 2013, and 2012, respectively.