Accumulated Other Comprehensive Income

9 Months Ended

Sep. 30, 2014

Accumulated Other Comprehensive Income [Abstract]

Accumulated Other Comprehensive Income

7.Accumulated Other Comprehensive Income

Accumulated other comprehensive income represents cumulative gains and losses that are not reflected in earnings. The components of other comprehensive (loss) income are as follows:

Three Months Ended September 30,			2014						2013
	Before		Tax			Net of	Before		Tax			Net of
	tax		effect			tax	tax		effect			tax
Change in net unrealized gain on
securities available for sale:
Net unrealized (loss) gain	$	(25)	$	9	$	(16)	$	72	$	(28)	$	44
Reclassification of impairment charges
included in net impairment losses
on securities		1		(1)		-		1		-		1
Other reclassifications included in
other revenue		(12)		5		(7)		(2)		-		(2)
Change in net unrealized gain on
securities available for sale		(36)		13		(23)		71		(28)		43
Other comprehensive (loss) income	$	(36)	$	13	$	(23)	$	71	$	(28)	$	43

Nine Months Ended September 30,			2014						2013
	Before		Tax			Net of	Before		Tax			Net of
	tax		effect			tax	tax		effect			tax
Change in net unrealized gain on
securities available for sale:
Net unrealized gain (loss)	$	260	$	(97)	$	163	$	(408)	$	153	$	(255)
Reclassification of impairment charges
included in net impairment losses
on securities		1		(1)		-		8		(2)		6
Other reclassifications included in
other revenue		(14)		5		(9)		(5)		1		(4)
Change in net unrealized gain on
securities available for sale		247		(93)		154		(405)		152		(253)
Other		-		-		-		1		-		1
Other comprehensive income (loss)	$	247	$	(93)	$	154	$	(404)	$	152	$	(252)

Accumulated other comprehensive income balances are as follows:

	Net unrealized						Total
	gain on securities						accumulated other
	available for sale			Other			comprehensive income
Balance at December 31, 2012		$	299		$	(1)		$	298
Other net changes			(253)			1			(252)
Balance at September 30, 2013		$	46		$	-		$	46
Balance at December 31, 2013		$	9		$	-		$	9
Other net changes			154			-			154
Balance at September 30, 2014		$	163		$	-		$	163