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                            December 7, 2023

       Peter Crawford
       Chief Financial Officer
       The Charles Schwab Corporation
       3000 Schwab Way
       Westlake, TX 76262

                                                        Re: The Charles Schwab
Corporation
                                                            Form 10-K for the
Fiscal Year Ended December 31, 2022
                                                            Form 10-Q for the
Quarterly Period Ended June 30, 2023
                                                            File No. 001-09700

       Dear Peter Crawford:

                                                        We have reviewed your
filing and have the following comments.

              Please respond to this letter within ten business days by
providing the requested
       information or advise us as soon as possible when you will respond. If
you do not believe a
       comment applies to your facts and circumstances, please tell us why in
your response.

                                                        After reviewing your
response to this letter, we may have additional comments.

       Annual Report on Form 10-K for the Fiscal Year Ended December 31, 2022

       Risk Management
       Market Risk, page 46

   1.                                                   We note your response
to comment 1, in which you note that you believe that qualitative
                                                        information about your
use of EVE, combined with your presentation of sensitivity
                                                        analysis for your
exposure to interest revenue simulations, provides investors with the
                                                        best understanding of
your exposure to market risks. We also note your qualitative
                                                        discussion of the key
areas that management monitors to remain within your risk
                                                        appetite. In the
subsequent quarters, your EVE discussion in the relevant 10-Qs do not
                                                        discuss whether your
assumptions, guidelines or other actions were changed as interest
                                                        rates or other factors
changed. Please confirm that you will expand your qualitative
                                                        discussion in future
filings, to address any qualitative changes made to your models,
                                                        assumptions, targets or
management actions as a result of material changes to the key
                                                        inputs during the
periods presented. Please provide us with your proposed disclosures.
 Peter Crawford
FirstName
The CharlesLastNamePeter Crawford
            Schwab Corporation
Comapany7,
December   NameThe
             2023 Charles Schwab Corporation
December
Page  2   7, 2023 Page 2
FirstName LastName
2.       Similarly, in response to comment 2, you indicate the variables that
contain assumptions,
         without providing disclosure about the assumptions themselves (e.g.
prepayment speeds,
         term structure models, non-maturity deposit behavior, etc.). The
subsequent quarterly
         reports note the same general areas where assumptions support your
risk management
         evaluations, without significantly addressing changes to those
assumptions, including in
         response to the substantial increase in rates. To the extent that the
key assumptions used to
         support your quantitative evaluation of interest rate risk simulations
change as a result of
         significant changes to market rates, address those changes in your
market risk disclosure
         for the relevant periods. For instance, we note that during the period
you expanded your
         presentation of the impact of interest rate changes from a single 100
basis point
         increase/decrease, to instead present 50, 100 and 200 basis points
increase/decrease.
         However, your presentation continues to assume a "gradual increase or
decrease" while
         referencing other simulations, including instantaneous and/or
non-parallel shifts. Given
         the significant changes in interest rates that have occurred during
the current year, provide
         your analysis as to why you have chosen not to only present the
sensitivity analysis based
         on the gradual rate increase scenario.
        We remind you that the company and its management are responsible for
the accuracy
and adequacy of their disclosures, notwithstanding any review, comments, action
or absence of
action by the staff.

       Please contact Marc Thomas at 202-551-3452 or Robert Klein at
202-551-3847 if you
have questions regarding comments on the financial statements and related
matters. Please
contact Robert Arzonetti at 202-551-8819 or Christian Windsor at 202-551-3419
with any other
questions.



                                                               Sincerely,

                                                               Division of
Corporation Finance
                                                               Office of
Finance