8-K

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                              --------------------
                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported)
                                  April 1, 2005

                              --------------------

                           CreditRiskMonitor.com, Inc.
             (Exact name of registrant as specified in its charter)


              Nevada                     1-8601              36-2972588
 (State or other jurisdiction of  (Commission File Number)  (IRS Employer
          incorporation)                                  Identification No.)

                             704 Executive Boulevard
                            Valley Cottage, NY 10989
          (Address of principal executive offices, including zip code)

                                 (845) 230-3000
              (Registrant's telephone number, including area code)


                              --------------------



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[_]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[_]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))






Item 5.02. Departure of Directors or Principal Officers; Election of Directors;
           Appointment of Principal Officers.

On April 1, 2005, the Board of Directors of CreditRiskMonitor.com, Inc. ("CRM")
elected Mr. Andrew Melnick to serve as a director of CRM, effective immediately.
A copy of the press release announcing Mr. Melnick's election as a director is
annexed hereto as Exhibit 99.1.

There is no arrangement or understanding between Mr. Melnick and any other
persons pursuant to which he was selected as a director, nor is there any
transaction during the last two years, or any proposed transaction, to which CRM
was or is to be a party, in which Mr. Melnick or any member of his immediate
family had or is to have an interest. At the time of this filing, Mr. Melnick
has not been named to serve on any committee of the Board of Directors of CRM,
and no determination has been made as to any such proposed service.


Item 9.01 Financial Statements and Exhibits.

(c) Exhibits

         Exhibit No.       Description
         ----------        -----------
         99.1              Press Release issued on April 5, 2005








                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.




                                          CREDITRISKMONITOR.COM, INC.



Date: April 5, 2005                       By: /s/ Lawrence Fensterstock
                                              ---------------------------
                                                  Lawrence Fensterstock
                                                  Chief Financial Officer

EX-99.1

                                                                    Exhibit 99.1

                 Andrew Melnick, Senior Investor Manager, Joins
                   CreditRiskMonitor.com's Board of Directors

    VALLEY COTTAGE, N.Y.--(BUSINESS WIRE)--April 5,
2005--CreditRiskMonitor.com, Inc. (Symbol: CRMZ), which competes with
Dun & Bradstreet, Inc. (D&B(TM)), is pleased to announce that Andrew
Melnick has been elected to the Company's Board of Directors.
    Mr. Melnick joined Goldman, Sachs & Co. in 2002 as Co-Director of
its Global Investment Research Division and a member of its Management
Committee. He retired at the end of 2004. Prior to joining Goldman
Sachs, he was Senior Vice President and Director of the Global
Securities and Economics Research Group of Merrill Lynch. During his
13 years at Merrill Lynch, he expanded the Firm's Research Group from
primarily a domestic effort to one with research offices in 26
countries around the world. During that period Merrill Lynch was
ranked as the top research department in nearly all regions of the
world including six straight times as the number one equity research
department in the United States. Previous employment: President of
Woolcott & Co. a boutique research and investment banking firm;
Director of Research and a Partner of L.F. Rothschild Unterberg
Towbin; and Senior Analyst at Drexel Burnham Lambert. He is a
Chartered Financial Analyst (C.F.A.).
    Jerry Flum, president and CEO, stated, "we are a small public
company with an exciting business model that is beginning to get good
traction. Andrew joining our Board adds significant perspective and
experience in the business and investment areas that
CreditRiskMonitor.com is now poised to address."

    CreditRiskMonitor.com is an Internet-based financial information
analysis and news service designed for corporate credit professionals,
whose web site is www.crmz.com.

    Safe Harbor Statement: Certain statements in this press release,
including statements prefaced by the words "anticipates", "estimates",
"believes", "expects" or words of similar meaning, constitute
"forward-looking statements" within the meaning of the Private
Securities Litigation Reform Act of 1995. Such forward-looking
statements involve known and unknown risks, uncertainties and other
factors which may cause the actual results, performance, expectations
or achievements of the Company to be materially different from any
future results, performance or achievements expressed or implied by
such forward-looking statements, including, among others, those risks,
uncertainties and factors referenced from time to time as "risk
factors" or otherwise in the Company's Registration Statements or
Securities and Exchange Commission Reports.


    CONTACT: CreditRiskMonitor.com, Inc.
             Jerry Flum, 845-230-3030
             jerryf@creditriskmonitor.com