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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Interest income:      
Loans, including fees $ 359,215,000 $ 377,579,000 $ 413,611,000
Investment securities:      
Taxable 34,331,000 46,095,000 72,485,000
Tax-exempt 1,483,000 2,434,000 4,885,000
Other interest income 3,074,000 900,000 1,420,000
Total interest income 398,103,000 427,008,000 492,401,000
Interest expense:      
Savings deposits 4,110,000 6,358,000 16,379,000
Time deposits 11,655,000 19,230,000 20,970,000
Securities sold under repurchase agreements 621,000 926,000 2,432,000
Other borrowings 7,654,000 8,773,000 12,413,000
Junior subordinated deferrable interest debentures 2,791,000 3,832,000 6,435,000
Total interest expense 26,831,000 39,119,000 58,629,000
Net interest income 371,272,000 387,889,000 433,772,000
Provision for credit losses 7,955,000 45,379,000 18,843,000
Net interest income after provision for credit losses 363,317,000 342,510,000 414,929,000
Other service charges, commissions and fees      
Investment securities transactions, net (16,000) (5,000) (12,000)
Other investments, net 68,807,000 4,920,000 5,985,000
Other income 25,043,000 26,873,000 17,523,000
Total non-interest income 222,326,000 150,579,000 154,826,000
Non-interest expense:      
Employee compensation and benefits 123,480,000 130,039,000 145,929,000
Occupancy 26,176,000 24,909,000 28,635,000
Depreciation of bank premises and equipment 25,028,000 28,318,000 28,270,000
Professional fees 7,890,000 12,546,000 17,661,000
Deposit insurance assessments 4,389,000 1,870,000 1,416,000
Net expense, other real estate owned 5,073,000 9,808,000 6,377,000
Amortization of identified intangible assets 0 0 0
Advertising 4,037,000 4,284,000 7,748,000
Software and software maintenance 17,794,000 19,238,000 19,850,000
Other 49,449,000 50,319,000 53,915,000
Total non-interest expense 263,316,000 281,331,000 309,801,000
Income before income taxes 322,327,000 211,758,000 259,954,000
Provision for income taxes 68,405,000 44,439,000 54,850,000
Net income $ 253,922,000 $ 167,319,000 $ 205,104,000
Basic earnings per common share:      
Weighted average number of shares outstanding (in shares) 63,352,737 63,725,819 65,476,606
Net income (in dollars per share) $ 4.01 $ 2.63 $ 3.13
Fully diluted earnings per common share:      
Weighted average number of shares outstanding (in shares) 63,486,366 63,853,135 65,685,684
Net income (in dollars per share) $ 4.00 $ 2.62 $ 3.12
Services charges on deposit accounts      
Non-interest income:      
Service charges $ 66,205,000 $ 61,983,000 $ 72,502,000
Other service charges, commissions and fees, Banking      
Non-interest income:      
Service charges 54,280,000 48,986,000 50,996,000
Other service charges, commissions and fees, Non-banking      
Non-interest income:      
Service charges $ 8,007,000 $ 7,822,000 $ 7,832,000