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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 4, 2004

INTERNATIONAL BANCSHARES CORPORATION
(Exact Name of registrant as specified in its charter)

Texas
(State or other jurisdiction of incorporation) 0-9439
(Commission File
Number) 74-2157138
(IRS Employer Identification No.)

1200 San Bernardo, Laredo, Texas
(Address of principal executive offices) 78040-1359
(ZIP Code)

Registrant's telephone number, including area code (956) 722-7611

None
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below):

o

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o

Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e-4 (c))

Item 8.01—Other Events

On October 4, 2004, International Bancshares Corporation issued a news release announcing the declaration of a forty cents per share discretionary cash dividend for all holders of Common Stock, $1.00 par value, of record on October 15, 2004 said cash dividend to be payable on November 1, 2004. The news release, attached hereto and filed herewith as Exhibit 99, is incorporated herein by reference.

All of the information furnished in Item 12 of this report and the accompanying exhibits are also intended to be included under "Item 9—Regulation Fair Disclosure" and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities act of 1933, as amended.

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SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

INTERNATIONAL BANCSHARES CORPORATION (Registrant)
By:	/s/  DENNIS E. NIXON DENNIS E. NIXON, President, and Chief Executive Officer

Date: October 4, 2004

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EXHIBIT INDEX

99 News Release of International Bancshares Corporation dated October 4, 2004.

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SIGNATURES