0001145549-21-045401.txt : 20210812 0001145549-21-045401.hdr.sgml : 20210812 20210812163546 ACCESSION NUMBER: 0001145549-21-045401 CONFORMED SUBMISSION TYPE: N-CEN PUBLIC DOCUMENT COUNT: 4 CONFORMED PERIOD OF REPORT: 20210531 FILED AS OF DATE: 20210812 DATE AS OF CHANGE: 20210812 EFFECTIVENESS DATE: 20210812 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JOHN HANCOCK BOND TRUST CENTRAL INDEX KEY: 0000315554 IRS NUMBER: 746122273 STATE OF INCORPORATION: MA FISCAL YEAR END: 0531 FILING VALUES: FORM TYPE: N-CEN SEC ACT: 1940 Act SEC FILE NUMBER: 811-03006 FILM NUMBER: 211168183 BUSINESS ADDRESS: STREET 1: C/O JOHN HANCOCK FUNDS STREET 2: 200 BERKELEY STREET CITY: BOSTON STATE: MA ZIP: 02116 BUSINESS PHONE: 617-663-3000 MAIL ADDRESS: STREET 1: C/O JOHN HANCOCK FUNDS STREET 2: 200 BERKELEY STREET CITY: BOSTON STATE: MA ZIP: 02116 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN BOND TRUST/ DATE OF NAME CHANGE: 19970505 FORMER COMPANY: FORMER CONFORMED NAME: CRITERION BOND FUND /TX/ OLD DATE OF NAME CHANGE: 19890801 FORMER COMPANY: FORMER CONFORMED NAME: INVESTMENT QUALITY INTEREST INC DATE OF NAME CHANGE: 19850220 0000315554 S000000594 John Hancock Government Income Fund C000001658 Class A JHGIX C000001659 Class B TSGIX C000001660 Class C TCGIX C000173133 Class I JGIFX C000193020 Class R6 JTSRX 0000315554 S000000614 John Hancock High Yield Fund C000001735 Class A JHHBX C000001736 Class B TSHYX C000001737 Class C JHYCX C000051988 Class I JYHIX C000106437 Class R6 JFHYX C000128461 Class NAV 0000315554 S000000615 John Hancock Investment Grade Bond Fund C000001738 Class A TAUSX C000001739 Class B TSUSX C000001740 Class C TCUSX C000001741 Class I TIUSX C000153915 Class NAV C000153916 Class R2 JIGBX C000153917 Class R4 JIGMX C000153918 Class R6 JIGEX 0000315554 S000055876 John Hancock ESG Core Bond Fund C000176013 Class A JBOAX C000176014 Class C C000176015 Class I JBOIX C000176016 Class NAV C000176017 Class R2 C000176018 Class R4 C000176019 Class R6 JBORX 0000315554 S000065984 John Hancock Short Duration Bond Fund C000213124 Class NAV C000213125 Class R6 JSNRX C000213126 Class A JSNAX C000213127 Class C JSNCX C000213128 Class I JSNIX N-CEN 1 primary_doc.xml X0404 N-CEN LIVE 0000315554 XXXXXXXX false false false N-1A S000000594 true S000000614 true S000000615 true S000055876 true S000065984 true JOHN HANCOCK BOND TRUST 811-03006 0000315554 5493008M2ED2L3NBQL64 200 Berkeley Street Boston 02116 US-MA US 6176634497 State Street Bank and Trust Company One Lincoln Street Boston 02111 6177863000 SSB maintains the accounting records and the custody of the assets. Citibank, N.A. 388 Greenwich Street New York 10013 8136041012 Citi maintains the accounting records and the custody of the assets. John Hancock Bond Trust 200 Berkeley Street Boston 02116 6176634497 Records related to its functions as Registrant John Hancock Investment Management LLC 200 Berkeley Street Boston 02116 6176632430 Records related to its functions as advisor Manulife Investment Management (US) LLC 197 Clarendon Street Boston 02216 6173751876 Records related to its functions as sub-advisor Breckinridge Capital Advisors, Inc. 125 High Street Boston 02110 6174430779 Records related to its functions as sub-advisor N N N-1A 5 Y Hassell H. McClellan N/A N James R. Boyle N/A N Peter S. Burgess N/A N William H. Cunningham N/A N Grace K. Fey N/A N Marianne Harrison N/A Y Deborah C. Jackson N/A N Gregory A. Russo N/A N Steven R. Pruchansky N/A N Andrew G. Arnott N/A Y Charles L. Bardelis N/A N Frances G. Rathke N/A N Trevor Swanberg 004213623 200 Berkeley Street Boston 02116 XXXXXX Y N N N N N JOHN HANCOCK INVESTMENT MANAGEMENT DISTRIBUTORS LLC 8-43582 000028262 N/A Y N PricewaterhouseCoopers LLP 00238 5493002GVO7EO8RNNS37 N N N N N N N John Hancock Government Income Fund S000000594 54930017ZK7R20Y6NO70 N 4 0 1 N/A N N Y N N Citibank, NA E57ODZWZ7FF32TWEFA76 N N Revenue sharing split Cash collateral reinvestment fee 632738.433333333000 2913.000000000000 Rule 22d-1 (17 CFR 270.22d-1) Rule 32a-4 (17 CFR 270.32a-4) Y Y N N John Hancock Investment Management LLC 801-8124 000105790 AOWFNEEIG2OJ03AZXK87 N Manulife Investment Management (US) LLC 801-42023 000106435 549300ZKXV1OCZQWDK34 Y N John Hancock Signature Services, Inc. 084-01885 N/A Y N N Refinitiv 549300561UZND4C7B569 CA N ICE Data Services 5493000NQ9LYLDBCTL34 N Pricing Direct 549300WIC0TOJ7N7GD54 N IHS Markit N/A GB N Bloomberg LP N/A N State Street Bank and Trust Company 571474TGEMMWANRLN572 N N State Street Bank and Trust Company 571474TGEMMWANRLN572 N N Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) N John Hancock Signature Services, Inc. 084-01885 SEC file number Y N N John Hancock Investment Management LLC AOWFNEEIG2OJ03AZXK87 Y N N John Hancock Investment Management Distributors LLC 8-43582 000028262 N/A 180425.000000000000 0.000000000000 State Street Global Markets, LLC 8-69862 000285852 549300FDEDF5ORXCMQ56 405268911.980000000000 J.P. Morgan Securities LLC 8-35008 000000079 ZBUT11V806EZRVTWT807 353053046.110000000000 Morgan Stanley & Co. LLC 8-15869 000008209 9R7GPTSO7KV3UQJZQ078 163797918.080000000000 Citigroup Global Markets Holdings Inc. 8-8177 000007059 82VOJDD5PTRDMVVMGV31 123419703.080000000000 Goldman Sachs & Co. LLC 8-129 000000361 FOR8UP27PHTHYVLBNG30 114941237.880000000000 Nomura Holdings, Inc. N/A N/A 549300B3CEAHYG7K8164 JP 37826554.700000000000 Citadel Securities LLC 8-53574 000116797 12UUJYTN7D3SW8KCSG25 64426779.320000000000 1578298834.050000000000 N 316078609.000000000000 Committed 300000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 100000000.000000000000 N N N N John Hancock High Yield Fund S000000614 549300W140NGXK4IM085 N 5 0 1 N/A N N N N N/A N/A N/A Rule 22d-1 (17 CFR 270.22d-1) Rule 32a-4 (17 CFR 270.32a-4) Y Y N N John Hancock Investment Management LLC 801-8124 000105790 AOWFNEEIG2OJ03AZXK87 N Manulife Investment Management (US) LLC 801-42023 000106435 549300ZKXV1OCZQWDK34 Y N John Hancock Signature Services, Inc. 084-01885 N/A Y N N Refinitiv 549300561UZND4C7B569 CA N ICE Data Services 5493000NQ9LYLDBCTL34 N Pricing Direct 549300WIC0TOJ7N7GD54 N IHS Markit N/A GB N Bloomberg LP N/A N State Street Bank and Trust Company 571474TGEMMWANRLN572 N N State Street Bank and Trust Company 571474TGEMMWANRLN572 N N Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) N John Hancock Signature Services, Inc. 084-01885 SEC file number Y N N John Hancock Investment Management LLC AOWFNEEIG2OJ03AZXK87 Y N N John Hancock Investment Management Distributors LLC 8-43582 000028262 N/A 207328.000000000000 Morgan Stanley & Co. LLC 8-15869 000008209 9R7GPTSO7KV3UQJZQ078 72600.000000000000 Goldman Sachs & Co. LLC 8-129 000000361 FOR8UP27PHTHYVLBNG30 2108.220000000000 Nomura Holdings, Inc. N/A N/A 549300B3CEAHYG7K8164 JP 1938.540000000000 William Blair 8-2698 000001252 549300J0P7XYE8BMZ775 92.070000000000 76738.830000000000 Credit Suisse AG N/A N/A ANGGYXNX0JLX3X63JN86 CH 94232763.810000000000 State Street Global Markets, LLC 8-69862 000285852 549300FDEDF5ORXCMQ56 3851194592.660000000000 J.P. Morgan Securities LLC 8-35008 000000079 ZBUT11V806EZRVTWT807 777348539.280000000000 BNY Mellon Capital Markets, LLC 8-35255 000017454 VJW2DOOHGDT6PR0ZRO63 653186672.050000000000 Merrill Lynch, Pierce, Fenner & Smith Incorporated 8-7221 000007691 8NAV47T0Y26Q87Y0QP81 273320075.150000000000 Morgan Stanley & Co. LLC 8-15869 000008209 9R7GPTSO7KV3UQJZQ078 207977120.680000000000 Citigroup Global Markets Holdings Inc. 8-8177 000007059 82VOJDD5PTRDMVVMGV31 207605146.910000000000 Goldman Sachs & Co. LLC 8-129 000000361 FOR8UP27PHTHYVLBNG30 196186702.330000000000 15208500755.480000000000 Y 1387961392.000000000000 Committed 300000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 100000000.000000000000 N N N N John Hancock Investment Grade Bond Fund S000000615 549300NEAUL6NCG3W472 N 7 0 1 N/A N N Y N N Citibank, NA E57ODZWZ7FF32TWEFA76 N N Revenue sharing split Cash collateral reinvestment fee 5392536.780000000000 48679.000000000000 Rule 17a-7 (17 CFR 270.17a-7) Rule 22d-1 (17 CFR 270.22d-1) Rule 32a-4 (17 CFR 270.32a-4) Y Y N N John Hancock Investment Management LLC 801-8124 000105790 AOWFNEEIG2OJ03AZXK87 N Manulife Investment Management (US) LLC 801-42023 000106435 549300ZKXV1OCZQWDK34 Y N John Hancock Signature Services, Inc. 084-01885 N/A Y N N Refinitiv 549300561UZND4C7B569 CA N ICE Data Services 5493000NQ9LYLDBCTL34 N Pricing Direct 549300WIC0TOJ7N7GD54 N IHS Markit N/A GB N Bloomberg LP N/A N State Street Bank and Trust Company 571474TGEMMWANRLN572 N N State Street Bank and Trust Company 571474TGEMMWANRLN572 N N Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) N John Hancock Signature Services, Inc. 084-01885 SEC file number Y N N John Hancock Investment Management LLC AOWFNEEIG2OJ03AZXK87 Y N N John Hancock Investment Management Distributors LLC 8-43582 000028262 N/A 903718.000000000000 0.000000000000 HSBC Bank PLC N/A N/A MP6I5ZYZBEU3UXPYFY54 GB 367616367.530000000000 State Street Global Markets, LLC 8-69862 000285852 549300FDEDF5ORXCMQ56 6048634542.000000000000 Morgan Stanley & Co. LLC 8-15869 000008209 9R7GPTSO7KV3UQJZQ078 2405315651.250000000000 J.P. Morgan Securities LLC 8-35008 000000079 ZBUT11V806EZRVTWT807 1712936524.150000000000 Goldman Sachs & Co. LLC 8-129 000000361 FOR8UP27PHTHYVLBNG30 924519345.300000000000 BNY Mellon Capital Markets, LLC 8-35255 000017454 VJW2DOOHGDT6PR0ZRO63 778344776.260000000000 Merrill Lynch, Pierce, Fenner & Smith Incorporated 8-7221 000007691 8NAV47T0Y26Q87Y0QP81 661149755.380000000000 32671518821.360000000000 N 2548836271.000000000000 Committed 300000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 100000000.000000000000 N N N N John Hancock ESG Bond Fund S000055876 549300R1U3FR2HZV4078 N 7 0 0 N/A N N Y N N/A N/A N/A Rule 22d-1 (17 CFR 270.22d-1) Rule 32a-4 (17 CFR 270.32a-4) Y Y N N John Hancock Investment Management LLC 801-8124 000105790 AOWFNEEIG2OJ03AZXK87 N Breckinridge Capital Advisors, Inc. 801-43833 000107143 254900QE44F6XBK73276 N N John Hancock Signature Services, Inc. 084-01885 N/A Y N N Refinitiv 549300561UZND4C7B569 CA N ICE Data Services 5493000NQ9LYLDBCTL34 N Pricing Direct 549300WIC0TOJ7N7GD54 N IHS Markit N/A GB N Bloomberg LP N/A N Citibank N.A. E57ODZWZ7FF32TWEFA76 N N Citibank, N.A. E57ODZWZ7FF32TWEFA76 N N Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) N John Hancock Signature Services, Inc. 084-01885 SEC file number Y N N John Hancock Investment Management LLC AOWFNEEIG2OJ03AZXK87 Y N N John Hancock Investment Management Distributors LLC 8-43582 000028262 N/A 7783.000000000000 0.000000000000 Citigroup Global Markets Holdings Inc. 8-8177 000007059 82VOJDD5PTRDMVVMGV31 59032621.740000000000 Goldman Sachs & Co. LLC 8-129 000000361 FOR8UP27PHTHYVLBNG30 7440076.760000000000 J.P. Morgan Securities LLC 8-35008 000000079 ZBUT11V806EZRVTWT807 5361509.580000000000 TD Securities Inc. N/A N/A 5493006RJSLS5DA4PD75 CA 2383217.500000000000 Merrill Lynch, Pierce, Fenner & Smith Incorporated 8-7221 000007691 8NAV47T0Y26Q87Y0QP81 3746566.130000000000 Citadel Securities LLC 8-53574 000116797 12UUJYTN7D3SW8KCSG25 2789103.530000000000 INTL FCStone Financial Inc. 8-51269 000045993 549300LNKU6K5TJCRG93 2685130.710000000000 112335461.400000000000 N 64826689.130000000000 Committed 300000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 100000000.000000000000 N N N N John Hancock Short Duration Bond Fund S000065984 549300YGEZSJW61UIQ46 N 5 0 0 N/A N N Y N N/A N/A N/A Rule 22d-1 (17 CFR 270.22d-1) Rule 32a-4 (17 CFR 270.32a-4) Y Y N N John Hancock Investment Management LLC 801-8124 000105790 AOWFNEEIG2OJ03AZXK87 N Manulife Investment Management (US) LLC 801-42023 000106435 549300ZKXV1OCZQWDK34 Y N John Hancock Signature Services, Inc. 084-01885 N/A Y N N Refinitiv 549300561UZND4C7B569 CA N ICE Data Services 5493000NQ9LYLDBCTL34 N Pricing Direct 549300WIC0TOJ7N7GD54 N IHS Markit N/A GB N Bloomberg LP N/A N Citibank N.A. E57ODZWZ7FF32TWEFA76 N N Citibank, N.A. E57ODZWZ7FF32TWEFA76 N N Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1)) N John Hancock Signature Services, Inc. 084-01885 SEC file number Y N N John Hancock Investment Management LLC AOWFNEEIG2OJ03AZXK87 Y N N John Hancock Investment Management Distributors LLC 8-43582 000028262 N/A 8173.000000000000 0.000000000000 Citigroup Global Markets Holdings Inc. 8-8177 000007059 82VOJDD5PTRDMVVMGV31 917462373.900000000000 J.P. Morgan Securities LLC 8-35008 000000079 ZBUT11V806EZRVTWT807 188487238.970000000000 Merrill Lynch, Pierce, Fenner & Smith Incorporated 8-7221 000007691 8NAV47T0Y26Q87Y0QP81 81324137.930000000000 Credit Suisse AG N/A N/A ANGGYXNX0JLX3X63JN86 CH 26902593.000000000000 Goldman Sachs & Co. LLC 8-129 000000361 FOR8UP27PHTHYVLBNG30 50642987.330000000000 Morgan Stanley & Co. LLC 8-15869 000008209 9R7GPTSO7KV3UQJZQ078 46999465.130000000000 Wells Fargo Securities, LLC 8-65876 000126292 VYVVCKR63DVZZN70PB21 39009164.230000000000 1665876003.940000000000 N 251374782.090000000000 Committed 300000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 200000000.000000000000 N Committed 100000000.000000000000 N N N true true INTERNAL CONTROL RPT 2 bondtrust.htm PDFtoHTML Conversion Output

Report of Independent Registered Public Accounting Firm

To the Board of Trustees of John Hancock Bond Trust and Shareholders of John Hancock Investment Grade Bond Fund, John Hancock Government Income Fund, John Hancock High Yield Fund, and John Hancock ESG Core Bond Fund

In planning and performing our audits of the financial statements of John Hancock Investment Grade Bond Fund, John Hancock Government Income Fund, John Hancock High Yield Fund, and John Hancock ESG Core Bond Fund (four of the funds constituting John Hancock Bond Trust, hereafter collectively referred to as the "Funds") as of and for the year ended May 31, 2021, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), we considered the Funds' internal control over financial reporting, including controls over safeguarding securities, as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements and to comply with the requirements of Form N-CEN, but not for the purpose of expressing an opinion on the effectiveness of the Funds' internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Funds' internal control over financial reporting.

The management of the Funds is responsible for establishing and maintaining effective internal control over financial reporting. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of controls. A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of a company's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

A deficiency in internal control over financial reporting exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the company's annual or interim financial statements will not be prevented or detected on a timely basis.

Our consideration of the Funds' internal control over financial reporting was for the limited purpose described in the first paragraph and would not necessarily disclose all deficiencies in internal control over financial reporting that might be material weaknesses under standards established by the PCAOB. However, we noted no deficiencies in the Funds' internal control over financial reporting and its

PricewaterhouseCoopers LLP, 101 Seaport Boulevard, Suite 500, Boston, MA 02210 T: (617) 530 5000, F: (617) 530 5001, www.pwc.com/us

operation, including controls over safeguarding securities, that we consider to be material weaknesses as defined above as of May 31, 2021.

This report is intended solely for the information and use of the Board of Trustees of John Hancock Bond Trust and the Securities and Exchange Commission and is not intended to be and should not be used by anyone other than these specified parties.

/s/ PricewaterhouseCoopers LLP

Boston, Massachusetts

July 12, 2021

2

INTERNAL CONTROL RPT 3 bondtrust2.htm PDFtoHTML Conversion Output

Report of Independent Registered Public Accounting Firm

To the Board of Trustees of John Hancock Bond Trust and Shareholders of John Hancock Short Duration Bond Fund

In planning and performing our audits of the financial statements of John Hancock Short Duration Bond Fund (one of the funds constituting John Hancock Bond Trust, hereafter collectively referred to as the "Fund") as of and for the year ended May 31, 2021, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), we considered the Fund's internal control over financial reporting, including controls over safeguarding securities, as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements and to comply with the requirements of Form N-CEN, but not for the purpose of expressing an opinion on the effectiveness of the Fund's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Fund's internal control over financial reporting.

The management of the Fund is responsible for establishing and maintaining effective internal control over financial reporting. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of controls. A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of a company's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

A deficiency in internal control over financial reporting exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the company's annual or interim financial statements will not be prevented or detected on a timely basis.

Our consideration of the Fund's internal control over financial reporting was for the limited purpose described in the first paragraph and would not necessarily disclose all deficiencies in internal control over financial reporting that might be material weaknesses under standards established by the PCAOB. However, we noted no deficiencies in the Fund's internal control over financial reporting and its operation, including controls over safeguarding securities, that we consider to be material weaknesses as defined above as of May 31, 2021.

PricewaterhouseCoopers LLP, 101 Seaport Boulevard, Suite 500, Boston, MA 02210 T: (617) 530 5000, F: (617) 530 5001, www.pwc.com/us

This report is intended solely for the information and use of the Board of Trustees of John Hancock Bond Trust and the Securities and Exchange Commission and is not intended to be and should not be used by anyone other than these specified parties.

/s/ PricewaterhouseCoopers LLP

Boston, Massachusetts

July 15, 2021

2

EXEMPT ORDER INFO 4 exemptorder.htm

In regard to the Interfund Lending program, I certify that the Advisers on behalf of the Funds have implemented procedures reasonably designed to achieve compliance with the SEC Exemptive Order and Board approved procedures which includes the following objectives: (a) that the Interfund Loan Rate will be higher than the Repo Rate, but lower than the Bank Loan Rate; (b) compliance with the collateral requirements as set forth in the Application; (c) compliance with the percentage limitations on 

interfund borrowing and lending; (d) allocation of interfund borrowing and lending demand in an equitable manner and in accordance with procedures established by the Board; and (e) that the Interfund Loan Rate does not exceed the interest rate on any third-party borrowings of a borrowing  

John Hancock Fund at the time of the Interfund Loan. 

/s/ Trevor Swanberg          

Trevor Swanberg Date: August 3, 2021  

Chief Compliance Officer  

John Hancock Group of Funds