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EARNINGS PER SHARE (Tables)
6 Months Ended
Apr. 30, 2013
EARNINGS PER SHARE [Abstract]  
Reconciliation of Basic and Diluted Earnings Per Share

 

    Three months ended     Six months ended  
    April 30,     April 30,  
    2013     2012     2013     2012  
    Basic     Diluted     Basic     Diluted     Basic     Diluted     Basic     Diluted  
                                                 
Net income   $ 3,183     $ 3,183     $ 2,962     $ 2,962     $ 5,437     $ 5,437     $ 7,595     $ 7,595  
Undistributed earnings Allocated to participating Shares     (33 )     (33 )     (26 )     (26 )     (57 )     (57 )     (65 )     (65 )
Net income applicable to common shareholders   $ 3,150     $ 3,150     $ 2,936     $ 2,936     $ 5,380     $ 5,380     $ 7,530     $ 7,530  
Weighted average shares Outstanding     6,452       6,452       6,443       6,443       6,449       6,449       6,442       6,442  
Stock options     -       44       -       36       -       40       -       31  
      6,452       6,496       6,443       6,479       6,449       6,489       6,442       6,473  
                                                                 
Income per share   $ 0.49     $ 0.48     $ 0.46     $ 0.45     $ 0.83     $ 0.83     $ 1.17     $ 1.16