Segment Information (Tables)

9 Months Ended

Sep. 30, 2014

Aon's total revenue is as follows (in millions):



	Three months ended September 30,						Nine months ended September 30,
	2014			2013			2014			2013
Risk Solutions	$	1,836		$	1,821		$	5,778		$	5,736
HR Solutions	1,057			981			3,004			2,891
Intersegment eliminations	(13		)	(8		)	(36		)	(21		)
Total revenue	$	2,880		$	2,794		$	8,746		$	8,606

Commissions, fees and other revenues by product are as follows (in millions):



	Three months ended September 30,						Nine months ended September 30,
	2014			2013			2014			2013
Retail brokerage	$	1,458		$	1,424		$	4,619		$	4,548
Reinsurance brokerage	371			389			1,140			1,167
Total Risk Solutions Segment	1,829			1,813			5,759			5,715
Consulting services	466			406			1,245			1,176
Outsourcing	604			587			1,788			1,746
Intrasegment	(13		)	(12		)	(29		)	(31		)
Total HR Solutions Segment	1,057			981			3,004			2,891
Intersegment	(13		)	(8		)	(36		)	(21		)
Total commissions, fees and other revenue	$	2,873		$	2,786		$	8,727		$	8,585

Fiduciary investment income by segment is as follows (in millions):



	Three months ended September 30,				Nine months ended September 30,
	2014		2013		2014		2013
Risk Solutions	$	7	$	8	$	19	$	21
HR Solutions	—		—		—		—
Total fiduciary investment income	$	7	$	8	$	19	$	21

A reconciliation of segment operating income before tax to income before income taxes is as follows (in millions):



	Three months ended September 30,						Nine months ended September 30,
	2014			2013			2014			2013
Risk Solutions	$	343		$	333		$	1,205		$	1,127
HR Solutions	113			75			249			162
Segment income before income taxes	456			408			1,454			1,289
Unallocated expenses	(39		)	(44		)	(123		)	(133		)
Interest income	3			3			7			6
Interest expense	(65		)	(53		)	(188		)	(153		)
Other income	35			39			34			54
Income before income taxes	$	390		$	353		$	1,184		$	1,063