OTHER INCOME AND OTHER OPERATING EXPENSES (Tables)

12 Months Ended

Oct. 31, 2014

OTHER INCOME AND OTHER OPERATING EXPENSES

Major Components of Other Income and Other Operating Expenses

The major components of other income and other operating expenses consisted of the following in millions of dollars:

	2014		2013		2012
Other income
Insurance premiums and fees earned	$	297	$	252	$	248
Revenues from services	276		256		233
Investment income	17		15		14
Other	234		159		180
Total	$	824	$	682	$	675
Other operating expenses
Depreciation of equipment on operating leases	$	494	$	389	$	339
Insurance claims and expenses	324		204		245
Cost of services	151		143		122
Other	124		85		76
Total	$	1,093	$	821	$	782