OTHER INCOME AND OTHER OPERATING EXPENSES (Tables)

12 Months Ended

Oct. 31, 2013

OTHER INCOME AND OTHER OPERATING EXPENSES

Major Components of Other Income and Other Operating Expenses

The major components of other income and other operating expenses consisted of the following in millions of dollars:

	2013		2012		2011
Other income
Revenues from services	$	256	$	233	$	217
Insurance premiums and fees earned	252		248		236
Investment income	15		14		11
Other	159		180		160
Total	$	682	$	675	$	624
Other operating expenses
Depreciation of equipment on operating leases	$	389	$	339	$	306
Insurance claims and expenses	204		245		193
Cost of services	143		122		115
Other	85		76		102
Total	$	821	$	782	$	716