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DERIVATIVE INSTRUMENTS (Details) (USD $)
In Millions, unless otherwise specified
6 Months Ended 6 Months Ended 12 Months Ended 3 Months Ended 6 Months Ended
Apr. 30, 2013
Oct. 31, 2012
Apr. 30, 2012
Apr. 30, 2013
Derivative Instruments
Apr. 30, 2012
Derivative Instruments
Oct. 31, 2012
Derivative Instruments
Apr. 30, 2013
Interest Rate Contracts
Apr. 30, 2012
Interest Rate Contracts
Apr. 30, 2013
Interest Rate Contracts
Apr. 30, 2012
Interest Rate Contracts
Oct. 31, 2012
Interest Rate Contracts
Apr. 30, 2013
Cross-Currency Interest Rate Contracts
Oct. 31, 2012
Cross-Currency Interest Rate Contracts
Apr. 30, 2012
Cross-Currency Interest Rate Contracts
DERIVATIVE INSTRUMENTS                            
Fair value of derivatives with credit-risk-related contingent features in a liability position $ 32 $ 32 $ 14                      
Reduction in maximum loss if derivative counterparties fail to meet obligations - collateral received 78 102 35                      
Reduction in maximum loss if derivative counterparties fail to meet obligations - netting provisions 89 92 78                      
Derivative instruments                            
Maximum loss if derivative counterparties fail to meet obligations       619 534 637                
Cash Flow Hedges                            
Notional amount of cash flow hedge derivatives             3,350 1,600 3,350 1,600 2,850 816 923 923
Cash flow hedge loss recorded in OCI to be reclassified within twelve months 7                          
Maximum maturity of cash flow hedge interest rate and cross-currency interest rate contracts 65 months                          
Gains or losses reclassified from OCI to earnings 0                          
Gain (Loss) on Fair Value Hedges                            
Gains (losses) on interest rate contracts             70 (30) (3) 77        
Net accrued interest income on interest rate contracts             41 38 79 79        
Gains (losses) on borrowings             (70) 25 5 (85)        
Accrued interest expense on borrowings             68 73 135 144        
Fair Value Hedges                            
Notional amount of interest rate fair value hedge derivatives             8,904 9,130 8,904 9,130 9,266      
Gain (loss) on ineffective portion of interest rate fair value hedge derivatives             $ 0 $ (5) $ 2 $ (8)