OTHER INCOME AND OTHER OPERATING EXPENSES (Tables)

12 Months Ended

Oct. 31, 2012

OTHER INCOME AND OTHER OPERATING EXPENSES

Major Components of Other Income and Other Operating Expenses

The major components of other income and other operating expenses consisted of the following in millions of dollars:

	2012		2011		2010
Other income
Insurance premiums and fees earned	$	248	$	236	$	198
Revenues from services	233		217		276
Investment income	14		11		10
Other	180		160		122
Total	$	675	$	624	$	606
Other operating expenses
Depreciation of equipment on operating leases	$	339	$	306	$	288
Insurance claims and expenses	245		193		146
Cost of services	122		115		198
Other	76		102		116
Total	$	782	$	716	$	748