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SECURITIZATION OF FINANCING RECEIVABLES (Details) (USD $)
In Millions, unless otherwise specified
Apr. 30, 2012
Y
Oct. 31, 2011
Apr. 30, 2011
Securitization Transactions      
Unconsolidated conduits, carrying value of liabilities $ 919    
Unconsolidated conduits, maximum exposure to loss 952    
Total Assets 51,405.3 48,207.4 46,585.5
Financing receivables securitized (retail notes) 3,135 2,923 2,903
Allowance for credit losses - securitization transactions (19) (18) (32)
Other assets - restricted 103 96 90
Total restricted securitized assets - securitization transactions 3,219 3,001 2,961
Short-term securitization borrowings 3,033.3 2,777.4 2,821.5
Accrued interest on borrowings - securitization transactions 2 2 1
Total liabilities related to restricted securitized assets - securitization transactions 3,035 2,779 2,823
Maximum remaining term of all restricted receivables (in years) 6    
VIE-Primary Beneficiary
     
Securitization Transactions      
Total restricted securitized assets - securitization transactions 1,973 1,523 2,027
Total liabilities related to restricted securitized assets - securitization transactions 1,832 1,395 1,941
Non-VIE Bank Operation
     
Securitization Transactions      
Total restricted securitized assets - securitization transactions 294 369 234
Total liabilities related to restricted securitized assets - securitization transactions 284 346 221
VIE-Not Primary Beneficiary
     
Securitization Transactions      
Total Assets 32,000.0    
Total restricted securitized assets - securitization transactions 952 1,109 700
Total liabilities related to restricted securitized assets - securitization transactions $ 919 $ 1,038 $ 661