SECURITIZATION OF FINANCING RECEIVABLES (Tables)

6 Months Ended

Apr. 30, 2012

SECURITIZATION OF FINANCING RECEIVABLES

Unconsolidated Conduits, Carrying Amount of Liabilities Compared to Maximum Exposure to Loss

	April 30, 2012
Carrying value of liabilities	$        919
Maximum exposure to loss	952

Components of Consolidated Restricted Assets, Secured Borrowings and Other Liabilities Related to Securitization Transactions

	April 30 2012			October 31 2011				April 30 2011
Financing receivables securitized (retail notes)	$	3,135			$	2,923		$	2,903
Allowance for credit losses	(19		)		(18		)	(32		)
Other assets	103				96			90
Total restricted securitized assets	$	3,219			$	3,001		$	2,961

	April 30 2012		October 31 2011			April 30 2011
Short-term securitization borrowings	$	3,033		$	2,777	$	2,822
Accrued interest on borrowings	2			2		1
Total liabilities related to restricted securitized assets	$	3,035		$	2,779	$	2,823