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SECURITIZATION OF FINANCING RECEIVABLES (Details) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Oct. 31, 2011
Oct. 31, 2010
Oct. 31, 2009
Securitization Transactions      
Unconsolidated conduits, carrying value of liabilities $ 1,038    
Unconsolidated conduits, maximum exposure to loss 1,109    
Total Assets 48,207.4 43,266.8 41,133.0
Financing receivables securitized (retail notes) 2,923 2,265  
Allowance for credit losses - securitization transactions (18) (27)  
Other assets - restricted 96 90  
Total restricted securitized assets - securitization transactions 3,001 2,328  
Short-term securitization borrowings 2,777.4 2,208.8  
Accrued interest on borrowings - securitization transactions 2 2  
Total liabilities related to restricted securitized assets - securitization transactions 2,779 2,211  
Maximum remaining term of all restricted receivables (in years) 7Y    
VIE-Primary Beneficiary
     
Securitization Transactions      
Total restricted securitized assets - securitization transactions 1,523 1,739  
Total liabilities related to restricted securitized assets - securitization transactions 1,395 1,654  
Non-VIE Bank Operation
     
Securitization Transactions      
Total restricted securitized assets - securitization transactions 369    
Total liabilities related to restricted securitized assets - securitization transactions 346    
VIE-Not Primary Beneficiary
     
Securitization Transactions      
Total Assets 23,000.0    
Total restricted securitized assets - securitization transactions 1,109 589  
Total liabilities related to restricted securitized assets - securitization transactions $ 1,038 $ 557