SECURITIZATION OF FINANCING RECEIVABLES (Tables)

9 Months Ended

Jul. 31, 2011

SECURITIZATION OF FINANCING RECEIVABLES

Unconsolidated Conduits, Carrying Amount of Liabilities Compared to Maximum Exposure to Loss

	July 31, 2011
Carrying value of liabilities	$        570
Maximum exposure to loss	613

Components of Consolidated Restricted Assets, Secured Borrowings and Other Liabilities Related to Securitization Transactions

	July 31 2011			October 31 2010			July 31 2010
Financing receivables securitized (retail notes)	$	2,505		$	2,265		$	2,663
Allowance for credit losses	(24		)	(27		)	(31		)
Other assets	83			90			95
Total restricted securitized assets	$	2,564		$	2,328		$	2,727

	July 31 2011		October 31 2010		July 31 2010
Short-term securitization borrowings	$	2,381	$	2,209	$	2,577
Accrued interest on borrowings	1		2		3
Total liabilities related to restricted securitized assets	$	2,382	$	2,211	$	2,580