OTHER INCOME AND OTHER OPERATING EXPENSES (Tables)

12 Months Ended

Oct. 31, 2015

OTHER INCOME AND OTHER OPERATING EXPENSES

Major Components of Other Income and Other Operating Expenses

The major components of other income and other operating expenses consisted of the following in millions of dollars:

	2015		2014		2013
Other income
Insurance premiums and fees earned	$	173	$	297	$	252
Revenues from services		280		276		256
Investment income		26		17		15
Other		228		234		159
Total	$	707	$	824	$	682
Other operating expenses
Depreciation of equipment on operating leases	$	577	$	494	$	389
Insurance claims and expenses		183		324		204
Cost of services		160		151		143
Other		41		124		85
Total	$	961	$	1,093	$	821